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In India, gold is regarded as a metric for measuring one’s status, though this is an age-old thing, people still do it. So, if you are looking for investment in gold in the city of Chandigarh then here are all the details about Live Gold Rate in Chandigarh Today (Dec 09, 2022).

We have created this article with Gold Rate in Chandigarh Live so that you can understand how the price is moving.

Gold is an investment option, which is crucial to be discussed at this given point in time when the world is witnessing a crisis like never before.

Apart from focusing on the Gold Rate in Chandigarh Today, we have also focused on the factors that affect the gold price, increase or decrease in the same, the reasons why RBI’s monetary policy affect the price of the commodity, tax levied, import duties and many such vital information that is crucial for the investor.

Investing requires a lot of research and information is a base for that research. Here, we are trying to provide you as much information as possible so that you can easily draw your trading strategy and start investing in this commodity to achieve your financial goal.

Compare Live Gold Rate in Chandigarh with other Cities in India

22 Carat Gold Rate in Chandigarh – Gold Price in Chandigarh Today (Dec 09, 2022)

Also, Check out the Silver Rate in Chandigarh Today

The section below will give you the details of the 22-carat gold. It is the second pure form of gold which is highly used in the market for jewelry making and also for other purposes which involves gold. The 22 Carat Gold Rate in Chandigarh is given for the previous day here.

Also, Gold Price in Chandigarh Today is given in the table and the change between the both is as well mentioned.

You can also check the percentage of change in the price of the commodity in the table and understand how the gold price has changed over one night. This is crucial information for traders who trade the commodity on a daily basis.

Gold Rate Forecast for Tomorrow

24 Carat Gold Rate in Chandigarh Today (Dec 09, 2022) – Gold Price in Chandigarh

The 24 Carat Gold Rate in Chandigarh is given in this table. Here, there are different details related to the price of the purest form of gold in the country. Pure Gold Price in Chandigarh which is of 24-carat gold is required by investors and traders.

The table is to understand the movement in the price of the commodity and also track and monitor the same, so that the price trend can be analysed. In this table, we have thus given the price of the commodity for the present day along with the previous day.

The change is given in percentage as well as in the numbers. This will help you to easily understand the difference in the price as of today and over the last day’s price. The performance is also mentioned that is whether the price declined or inclined today.

Tomorrow Gold Rate Prediction or Forecast in Chandigarh

Check out Chandigarh Gold Prediction for Tomorrow here –

Check out some amazing Gold Calculators

Gold Price in Chandigarh for Last 15 Days

In this section, you will find the details of the previous fifteen days’ price for both the 22 carat and the 24-carat gold.

The Gold Price in Chandigarh for the last fifteen days needs to be evaluated if you are in the day-trading or short-term trading of this commodity. This will give you an idea of how the price has been moving.

When you will analyse, you will nderstand the price trend and movement and that will help you in finding the right entry and exit points in the gold market. It is crucial for every trader to analyze at least the last fifteen days’ data.

Find Gold Rates of other Indian Cities & States

Graph of Gold Rate Today in Chandigarh – Also Past Gold Price in Chandigarh

The Gold Rate in Chandigarh goes up and down every day which is why you need to have a graphical representation, as that will make a lot of things easier. The graphical representation will give you all the prices over the last fifteen days in one place on a single screen.

This Gold Rate in Chandigarh graph we have created has both the price data of 22-carat gold as well as of 24-carat gold.

With this graph you can check whether the prices are going upward or down, is any price reversal or not and much similar analysis can be done with this one graph.

  • Gold 22 CT :
  • Gold 24 CT :

Gold Price in Chandigarh – Past 12 Months Price

Now, we will discuss the price details, trends, and price movements for the last 12 months starting from March 2021 until February 2022.

For any investor, who thinks about long-term investment in gold, needs to be aware of its historical prices and also understand how it has been performing over the last 12 months.

So, here we have cumulated Gold Rate in Chandigarh for these 12 months, the highest and the lowest prices for each month, performance in percentage, and all these are done for both 22-carat gold and 24-carat gold as well.

Gold Rate Movement in Chandigarh  for November 2022

Gold Rates in November 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st November 202246705093
8th November 202246955120
15th November 202247955230
22nd November 202248505290
30th November 202248705313
Highest Rate in November 202248905335
Lowest Rate in November 202246254800

We know how incredibly necessary it is to keep a detailed check on India’s gold prices. After keeping this in mind, along with specific maps, we have prepared a table that gives you an insight into the changes in gold prices in November. In order to find out the different performances throughout, you can refer to this table.

  • With significant price fluctuations, a separate section containing information for the entire month has been given here.
  • We have reported them as a shocking 4.28 percent and 4.32 percent for both the categories after viewing the specific changes over a given course of time.
  • As far as 22 carat gold is concerned, the highest price for the month of November was recorded as Rs.4890 and Rs.5335 for 24 carat gold.
  • The lowest price, however has stooped down to Rs.4625 for gold of 22 carats and Rs.4800 for gold of 24 carats.
  • Having said that the corresponding percentage change points out the weak changes that have taken place in that particular month.

Gold Rate Movement in Chandigarh for October 2022

Gold Rates in October 202222 Carat24 Carat
1st October 202246655089
8th October 202248005236
15th October 202246355055
22nd October 202247155144
31st October 202246755099
Highest Rate in October 202248005236
Lowest Rate in October 202246355055

If you have plans to invest in the near futures, you need to be determined regarding your research and see the present prevailing Gold Rate in Chandigarh. The recent month of October will contribute to you in this fashion where you can incorporate your strategies of investment.

  • You can refer to the particular gold that you wish to, i.e. either 22 carat of 24 carat gold, as we have provided all the stats to you.
  • Rs. 4800 is the highest price interval for the month that you need to keep into account for 22 carat gold.
  • On the other hand, the 24 carat gold rate for the highest was recorded at Rs.5236.
  • The next follow up is on the percentage of price change, which is 0.21% and 0.20% as per the commutation.
  • The change in percentage form shows that the change was not of significant in nature.

September 2022, Gold Rate Movement in Chandigarh

Gold Rates in September 202222 Carat24 Carat
1st September 202246705095
8th September 202246805104
15th September 202246355056
22nd September 202246155035
30th September 202246805105
Highest Rate in September 202247055132
Lowest Rate in September 202245955011

Let us get going with the Gold Rate in Chandigarh for the month of September. This month’s change in price has been recorded by us, and we have cleanly drafted the same in the tabular representation. We have also ensured to provide you an explanation for the same in the following pointers.

  • We have ensured to provide you the price details of both the category gold, i.e. 22 and 24 carat.
  • It is time we check the price change which was noticed in this month, and we have done the commutation for you. So, accordingly, the price change level was 0.21% and 0.20%.
  • The commutation shows that the price level just underwent a decline, which meant the price of the metal fell down.
  • Price of the metal has spiked up to the point when the 22 carat gold priced Rs.4705 and 24 carat gold was priced Rs.5132
  • The contrary lowest price of the metal was recorded to be Rs.4595 and Rs.5011 for the 22 carat and 24 carat gold.

August 2022, Gold Rate Movement in Chandigarh

Gold Rates in August 202222 Carat24 Carat
1st August 202247255155
8th August 202247705203
15th August 202248305269
22nd August 202247755210
31st August 202247155144
Highest Rate in August 202248305269
Lowest Rate in August 202247155144

We wish to be your guide in order to help you perform enough research about Gold Rate in Chandigarh. This section is rather inclined towards the research of the data from the month of August. You can take a pretty defined conclusion out of the data provided, as they are provided to you in a brief and clear manner.

  • Check out the table, which contains the price details of the 22 carat and 24 carat gold, from across the entire month. We have also provided the change in price, in the form of percentage.
  • You might now want to check the price change which happened throughout the month. For your convenience, we have commuted the same for you, and display its percentage expression for you. This percentage change for both the category gold was -0.21%, a rather noticeable change.
  • On the other front, the opening price and the closing price of the month is as well displayed in the table. The opening price was higher than closing price, showing how the price drifted apparently towards end of month.
  • You next consideration is the highest price for 22 carat gold, i.e. Rs.4830 and for the 24 carat gold it was Rs.5269.
  • Well, the next considerable consideration is the lowest price intervals of 22 and 24 carat gold, which stood at Rs.4715 and Rs.5144.

July 2022, Gold Rate Movement in Chandigarh

Gold Rates in July 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st July 202247925227
8th July 202247005126
15th July 202246655089
22nd July 202246555078
31st July 202247355166
Highest Rate in July 202248255257
Lowest Rate in July 202246155035

A fair knowledge is essential for the investors of gold, where they must stay informed about the Gold Rate in Chandigarh. To help you get started with the process, we provide the essential information from the month of July, so you can stay put with your decision.

  • If you see the table precisely, we have the highest and the lowest price variation in the price level of the yellow metal.
  • Let us discuss the numbers now, where the percentage change for 22 carat gold has been -1.19% and for 24 carat gold it has been -1.17%.
  • The change is a major amount and we can see that the price levels have went down for both the categories, 24 carat gold more than for 22 carat.
  • Now, let us shift to the highest and the lowest price points of the 22 carat gold, where it was as much as Rs.4825 and as low as Rs.4615.
  • Speaking of the next category, we have the 24 carat gold data, where the highest price was Rs.5257 and the lowest was Rs.5035.

June 2022, Gold Rate Movement in Chandigarh

Gold Rates in June 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st June 202247655197
8th June 202247855219
15th June 202247335159
22nd June 202247605191
30th June 202246805104
Highest Rate in June 202257805291
Lowest Rate in June 202246805104

Take notes of the most recent month’s Gold Rate in Chandigarh. The provide you view above has the likely data of June’s price fluctuation, and the highs and lows for the month you need to take into consideration.

  • Follow up on the price trends of June and discover if there was consistency in price level or otherwise. For the same, we have provided rates for 5 different days of the month.
  • Percentage change as figured out was -1.78% and -1.79%.
  • This percentage was of average nature, which was commuted using all the data of the month.
  • Focusing on the high rate, Rs.5780 was the highest for 22 carat gold and Rs.5291 was for 24 carat gold.
  • In a similar way, the lowest rate was Rs.4680 for 22 carat old and Rs.5104 for 24 carat gold.

May 2022, Gold Rate Movement in Chandigarh

Gold Rates in May 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st May 202248545294
8th May 202247555186
15th May 202246405060
22nd May 202247205148
31st May 202247905225
Highest Rate in May 202248545294
Lowest Rate in May 202246255044

The Gold Rates in Chandigarh are mentioned over here for May 2022. It is vital for an investor to know how Gold Rate in Chandigarh per Gram moved over the past months.

Thus, we have accumulated the details in this table and tried to analyze the information with our best efforts.

  • The first thing that catches our eyes is that the performance of the gold both 22-carat and the 24-carat gold, which performed sluggishly this month. They both went down by -1.32% and -1.30% this month respectively.
  • The second point to look for or observe is the price movement over the month. The price of the 22-carat gold decreased in the first two weeks and then in third and fourth week, it was rising slightly as per the information given above.
  • Similarly, for the 24-carat gold, there was a price dive in the mid of the month while the pace was very slow but it increased for the third and the fourth week.
  • The highest price achieved by the 22-carat gold this month was Rs.4854 and the lowest was Rs.4625. The difference between these two prices shows the volatility was very low this month.
  • The 24-carat gold has a high of Rs.5294 where the low was Rs.5044. In this case, the volatility was moderate but higher than the other type of gold mentioned above.

April 2022, Gold Rate Movement in Chandigarh

Gold Rates in April 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st April 202248255262
8th April 202248405268
15th April 202249655421
22nd April 202249455393
30th April 202248555295
Highest Rate in April 202249955448
Lowest Rate in April 202247955229

This month, gold prices roared and all the credit goes to the uncertainty in the market. Yes, due to the coronavirus fear amongst the market participants, the uncertain times, and economic turmoil, gold looked as the best option for investment.

Analysis of Gold Price in Chandigarh for April 2022

Thus, the demand rose this month and so the price. Here are the important price and points amounting Gold Rate Movement in Chandigarh for the month of April –

  • The progress made by both the gold was incredible. While the 22-carat gold gained 0.62%, the other one that is 24-carat gold moved by 0.63% upward. Though the 24-carat gold gained lesser than the other one but both made significant progress.
  • The price of 24-carat gold was highly volatile in this month. As you can see in the table above, the price moved significantly up and down every week. While it increased in the first and second weeks very sluggishly but then jumped in the third week and increased by a huge margin but then fell in the very next week but again spiked up at the end of the month.
  • Similar to this 24-carat gold, the price of 22-carat gold also jumped during the third and the end of the month while the rest of the month it slowed down. Both the gold were highly volatile in this month of April due to the economic distress and crisis going on.
  • The highest price that was reached by the 22-carat gold this month was Rs.4995 while the lowest price was Rs.4795. The difference is evident and it suggests the amount of volatility in the market once again.
  • For the 24-carat gold also, the volatility was this high and that can be well understood by the highest and the lowest price of this commodity this month. While the highest price was Rs.5448, the lowest price stands at Rs.5229 which is far apart.

March 2022, Gold Rate Movement in Chandigarh

Gold Rates in March 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st March 202246855105
8th March 202249555405
15th March 202247755208
22nd March 202247905225
31st March 202247805213
Highest Rate in March 202249955448
Lowest Rate in March 202237455105

Here in this section, you will read about the important Gold Price in Chandigarh per Gram for the month of March. We will discuss the volatility, highest and lowest prices, and many other details –

  • In this month, 22-carat gold started with a fall but gained a bit of momentum towards the second week. But then, it again fell during the month-end, as seen in the table.
  • Likewise, the 24-carat gold also fell gradually in the start of the month while growing in the phase of second week of the month.
  • Since gold portrayed a upward trend for the month, the percentage change was recorded as 2.03% and 2.12% this month respectively. Yes, both 22-carat and 24-carat gold decreased and their overall performance has been on the downward side in this month of March.
  • The highest price that was reached by the 22-carat gold was Rs.4995 while the lowest price for the same was Rs.3745 but the difference in the price shows the volatility was there at a moderate level.
  • If you see the 24-carat gold highest price which is Rs.5448 for this month and compare it with its lowest price of Rs.5105 for the month, you can gauge the same amount of volatility.

February 2022, Gold Price Movement in Chandigarh

Gold Rates in February 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st February 202245604851
8th February 202246104920
15th February 202246605042
22nd February 202246305050
28th February 202247155143
Highest Rate in February 202247325172
Lowest Rate in February 202245604851

In February, the prices were more or less stable and increased a bit. We will discuss the same in detail about both 24-carat gold and 22 Carat Gold Rate in Chandigarh.

  • Here you will find the Gold Rate in Chandigarh per gram for both the gold types. The price is given for five days of the month which are the starting dates of each of the weeks or so. The performance of both 22-carat and 24-carat gold has been average this month and both lost around 3.40% and 6.02% respectively.
  • The highest price reached by the 22-carat gold was Rs.4732 while the lowest price was Rs.4560 for this month. But, the price difference between these two is not very high which suggests the lowest volatility this month.
  • Price for this gold increased from the first week of the month and it was continually increasing at a good pace.
  • The price for 24-carat gold topped at Rs.5,172 and the lowest was Rs.4,851. Here the difference is a bit less than the other gold. However, still, we will say that the volatility was good and positive.

January 2022, Gold Price Movement in Chandigarh

Gold Rates in January 202222 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st January 202246204920
8th January 202245404830
15th January 202245814871
22nd January 202246524952
31st January 202245604850
Highest Rate in January 202246524952
Lowest Rate in January 202245104830

In January, the Gold Price in Chandigarh observed a positive growth in the mid weeks and by the end again started falling. We will discuss the same in details in the section below –

  • The overall performance of 22-carat gold was -1.32%, whereas the other gold which is the purest of all 24-carat gold also performed likewise showed a performance of -1.44%.
  • The highest price of the 22-carat gold this month was Rs.4652 while the lowest was Rs.4510.
  • Similarly, the price for the 24-carat gold topped at Rs.4952 in this month and dropped till Rs.4830. Both the gold prices – the highest and the lowest for these two gold types show the volatility in the market was not that high and the prices were moving at a slower pace.
  • If you look at the price given in the table for the five days of the month you can see the price moving up in the second week for the 22-carat gold  and gained a momentum but then again it started declining in the end.
  • The price of 24-carat gold also reacted in a similar fashion and was moving up and down throughout the month.

Gold Rate Movement in Chandigarh for December 2021

Gold Rates in December 202122 Ct Gold Rate (Rs)24 Ct Gold Rate (Rs)
1st December 202145594849
8th December 202145704860
15th December 202145704860
22nd December 202146004890
31st December 202145794869
Highest Rate in December 202146604950
Lowest Rate in December 202145204820

As a devoted company that knows what their customers are looking out for, we make sure we don’t put a cascade to their prolong devotion to the market and their right to know the ever diabolical changes in the rates of gold in the city of Chandigarh.

  • An altogether different section with subsections has been provided over here for them to go through and understand.
  • The table containing sections that portray everyday minimal changes, be it a large scale degradation or a smooth hike has been displayed with much clarity.
  • Highest rate, gold prices have hit on a radar are a massive Rs.4660 and Rs.4950.
  • The lowest, on the other hand, have been Rs.4520 and Rs.4820 for both categories of gold, one following the other.
  • The percentage change that has been calculated at the end of this particular month has been 0.44% and 0.41% for the 22 carat gold category and the 24 carat one, respectively.

Gold Rate in Chandigarh – Trend in 2020

Gold Rate in Chandigarh

The Gold Rate Trend in Chandigarh has been very volatile since March 2020. In this year, the analysts are predicting the gold prices to increase tremendously owing to the fact that the world is in a crisis.

As you check Today Gold Rate in Chandigarh, the prices are moving rapidly.

There is a high amount of volatility in prices, which wasn’t observed for quite a long time. This is due to the economic crisis which is a result of various other fallouts taking place this year.

The price of the gold was sluggish at the starting of the year but surged significantly from March.

It started rising robustly until April and then, started slowing its pace. It is still increasing but the pace of the increase in the price of the commodity is low.

Check out Gold Rates of more cities & states

Gold Rate in Chandigarh – Trend in 2019

In the year 2019, when the RBI made an addition to the Gold Reserve it has, the price of the gold jumped up. The Gold Rate Trend 2019 in Chandigarh has been very positive throughout the year.

The price of the commodity was rising at its own pace from the starting of the year only. However, with the RBI’s amendments in the monetary policy and, the gold reserve addition, the price of the gold increased in the market.

Furthermore, the currency got depreciated which made the commodity much more expensive.

What makes Gold Rates in Chandigarh to increase?

There are various reasons for the increase in Gold Rate in Chandigarh as on today or on any particular day or for a time span. The reasons for increase in price can be any or all of these points mentioned below –

  • Inflation can be one of the basic causes of the rise in the price of gold. Yes, when the general price level increases in the market, each commodity gets expensive, so does gold.
  • The demand for the commodity also increases the price of the same. If the demand increases for gold, provided the supply being stagnant or limited, then the price will automatically increase.
  • Similar enough, the price level can increase when the price of other assets or demand for other assets like equities, bonds, band FDs, and others will decrease. Yes, in times like this, when investors believe in gold much more than other volatile and high-risk investments, the demand for those assets decreases, and the demand for gold increases.
  • The RBI’s policy also helps increase the price of the commodity. For instance, depreciation of the currency.

What makes Gold Price in Chandigarh to decrease?

The reasons behind the fall in the Gold Price in Chandigarh can be attributed to –

  • An increase in the interest rate. If the interest rate is increased by the RBI, then the gold investments fall, in turn, the demand for the gold will fall and so does the price of the gold. When RBI increases the interest rate on other financial assets, the demand for them increases as people seek more interest and profit. Thus, investors withdraw their gold investment to invest in those assets.
  • The second reason can be an excess supply of gold in the market by RBI. Yes, sometimes, RBI decides to increase the supply of the commodity in the market and that is when the price falls.
  • When there is an appreciation in the currency value of our country, then also the price decreases.

Why Central Bank Policies impacts Gold Rates in Chandigarh?

The Gold Rate in Chandigarh gets impacted by Central Bank’s policies because –

  • It can increase the supply of gold which will bring down the price and vice versa.
  • Bank can alter the currency valuation which will also affect the gold price.
  • It can increase or decrease the interest rate which will indirectly affect the price of the gold.

Why Gold Price in Chandigarh is different from other Cities?

The reasons behind different Gold Price in Chandigarh are –

  • Hauling cost which is different from other cities.
  • Making Charges of jewelry.
  • However, the main reason behind the difference in the price is the transportation cost of the gold from the point of import to the city of Chandigarh.

What is Gold Rate in Chandigarh 916 Hallmark gold?

The 22-carat gold is regarded as the 916 hallmark gold in general. It is known as 916 because of the percentage of pure gold in the alloy which is 91.6% and the hallmark is the sign of purity of the gold.

It is always advised to choose hallmark gold to get the best products and value. The Gold Rate in Chandigarh 916 hallmark gold is thus, nothing but the price of 22-carat gold.

Find out Gold Rates of more Indian Cities & States

How much is the Tax Levied on Gold Rate in Chandigarh?

The Tax on Gold Rate in Chandigarh is –

  • You need to pay a 5% GST on the making charges of the gold ornaments.
  • If you are buying gold as a commodity then, you have to pay 3% GST only.

Gold Rate in Chandigarh – Conclusion

We hope you have found this article on Gold Rate in Chandigarh useful. We have tried to include different price details, performance details, and all the vital facts within one article so that you do not have to look elsewhere for the information.

Always analyze the price movements from the past and then, invest to make a safe bet.

Chandigarh Gold Rate FAQs

Ques – How to check Today’s Gold Rate in Chandigarh?

Answer – We provide you the most feasible manner of checking the today’s Gold Rate in Chandigarh. We have used tables to illustrate the present rate of the metal. Also we have ensured to place the table on top of the article, so it is easily locatable by everyone.

Ques – Where to find Gold Rate in Chandigarh?

Answer – The entire article has data relating to the Gold Rate in Chandigarh. There are tables and also a cart incorporated in this article, which serves as the medium of the rendering information to the investors or the readers. Refer to the section you need data of.

Ques – Is this Live Gold Price in Chandigarh?

Answer – Yes, the rates updated at the top of the article, i.e. via the two different tables in context with 22 carat and 24 carat gold is the live prices of the metal. We update the rate for your consideration, so you can have a hold of the updated rates.

Ques – Can I find last month’s Gold Price here?

Answer – Yes, it is entirely possible to check how the last month’s gold price ranged. We have the same data incorporated in the section – Gold rate from the past 6 months. You can see the price of the metal for the month you aspire in the said section.

Ques – Where to find 22 Ct Gold Rate in Chandigarh?

Answer – We have ensured to make the distinction clear for our readers, so they can have their eye on the category of gold they wish to have. In context of the 22 carat gold, we have placed different table to provide the today and yesterday’s rate. On the other end, we have the mixed table with special mention of the 22 carat rates.

Ques – Is the Gold Rate in Chandigarh Update?

Answer – Yes, the figures you see in the article are up to date as per the market stats. All the data you will find in this article are up to date and highly contribute to your process of investment. We ensure to provide you with the latest and up to date rates per day.

Ques – Will I find Gold Rate Forecast here?

Answer – Our article is a mean for the process of technical analysis. For all the historical data need you have regarding this metal, you can use our article as the hub. We have the details data from past few month, and then we have the stats from a lot of past year.

Ques – Can I use Gold Investment Calculator?

Answer – Yes, the calculator has no restrictions regarding its usage and it is free to use for everyone. The calculator tells the net worth you secured or lost on the basis of a certain gold investment transaction. Here are the details you need to provide in order to commute the net worth – city or state, Carat gold, invested amount and time of investment.

Ques – Can I calculate Chandigarh Gold Price in Tola?

Answer – Yes, we provide you with the same feasibility via the Gold Rate Calculator. This calculator link is provided in the article and when you reach the calculator, you will see that there are other bunches of unit prices you can commute. Use the same as per your convenience.

Ques – What is 24 Carat Gold in Chandigarh?

Answer – 24 carat gold is pretty fragile and it is because it is in its purest form, with no fillers as that of 22 carat gold. 24 carat gold is there expensive, and people buy it in the form of bars or bullion and use it as a medium of investment, rather than for daily use.

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