Kotak Securities Review, Brokerage Charges, Demat Account, Apps & moreLast Updated Date: Apr 12, 2023
Kotak Securities has been known for its modern approach to embracing new technology and ideas over the past few years.
In short, they have proven worthy to be called a well-known and well-respected full-service brokerage firm.
Nevertheless, in today’s article, we will dig deep into Kotak Securities Review & their ways of operation and the convenience of using their respective products, services, offers, customer support, research and advisory, and most importantly, all the platforms they offer to their clients for remote trading.
In short, we will try to verify if Kotak Securities has been able to maintain its supremacy in the Indian trading industry or not.
Table of Contents
- Rating & Review
- Brokerage Charges
- Other Charges
- Account Opening Charges
- Account Opening Process
- Products & Services
- Research & Tips
- Trading Platforms & Apps
- Customer Care
- Open an Account with Kotak Securities Now!
Kotak Securities Ratings & Review by Top10StockBroker
|Kotak Securities Ratings|
|Experience||8.2 / 10|
|Trading Platform||8.1 / 10|
|Product & Services||8.2 / 10|
|Brokerage Charges||8.5 / 10|
|Research||8.1 / 10|
|Overall Rating||8.25 / 10|
About Kotak Securities
Kotak Securities is a brokerage house serving all the financial trading asset classes, and the CEO of the Company is Jaideep Hansraj. It was established in 1994.
Kotak Securities is a division of Kotak Mahindra Bank. The company was instituted in 1994 as a nationwide platform for trading and investment.
The firm has been operating as a Kotak Mahindra Bank subsidiary and claims to be the Best Stock Broker in India.
Perhaps, that is not exaggeration at their end because they have over 13 lakh active accounts at present that are managed by their massive network of over one thousand and two hundred branches spread across three hundred and seventy-seven cities in India.
Their traders and investors make up to 5 lakh trades on an average day. Furthermore, they have also managed to time and again pioneer many services.
They were the first to introduce a Mobile Stock Trading App that could track all the investments of a person on the go.
They also came up with the concept of SMS alerts right before depository transactions. And they have also been recognized for their tremendous efforts more than once.
Today, they stand as the proud winners of the Gold award presented to them at ACEF for Email marketing & successful use of technology, the “Early Adopter of Analytics” award given to them at the Machine learning conference 2018, Best Brokerage India 2018 – by Triple A Asset Country Awards in the Best Advisors South Asia Category and many more.
Open Demat Account with Kotak Securities – Fill up the Form Now!
Kotak Securities Brokerage Charges & Fees
There are two types of Brokerage Plans available with Kotak Securities:
Standard Plan & Free Intraday Plan. Check the Table below for both the Plans:
|Brokerage Charges & Fees|
|Standard Plan||Trade Free Plan (Rs.999 per Year)|
|Equity Delivery Trading||0.49%||0.25%|
|Equity Intraday Trading||0.049%||Free|
|Commodity Options Trading||NA||0.25%|
|Equity Futures Trading||0.049%||Rs.20 per executed order|
|Equity Options Trading||Rs.100 per Lot||Rs.20 per executed order|
|Currency Futures Trading||0.049%||Rs.20 per executed order|
|Currency Options Trading||Rs.70 per Lot||Rs.20 per executed order|
|Minimum Brokerage||Rs.21 per Trade||Rs.21 per Trade|
|Demat AMC Charges||Free or Rs.300 per Annum||Free or Rs.300 per Annum|
|Trading AMC Charges||Rs.500 per Annum||Free|
|Margin Money||75% Margin||75% Margin|
Note: Trade Free plan is for intraday trades, and it provides free intraday trades irrespective of the segment. In short, intraday trades across Cash, Futures & Options, and Currency & Commodity segments are free.
They will also help you calculate your investments which can be done with the help of the Kotak Securities brokerage calculator.
Kotak Securities Free Intraday / Trade Free Plan
This plan provides unlimited Intraday Trades with a yearly subscription of Rs.999.
Under this segment, there is a flat brokerage charge for the Derivatives segment, whereas the Delivery and commodities brokerage charge is 0.25%.
If you want to trade in futures and options, you must pay a brokerage of Rs.20 per executed order for equity and currency segments.
However, intraday across any segment is free from any brokerage charges, which is the major perk of availing of the Trade Free Plan.
This plan has multiple benefits Trading AMC is Free, 75% Margin requirement & unlimited Intraday Trading. However, for the rest of the Segments, the Brokerage remains the same as the standard plan.
Kotak Standard Brokerage Plan
This plan is very much similar to the Free Intraday Plan.
Take a glimpse at the table. Then, you will clearly understand that Kotak Securities charge 0.049 % in terms of brokerage on Currency Futures, Equity Intraday & Equity Futures.
They Charge 0.049 % in terms of brokerage on the total Equity Delivery Trading value, Rs.100 per lot in terms of brokerage on the total Equity Options, and Rs.70 per lot in terms of brokerage on the total Currency Options Trading value.
The Company also charges Rs.21 per trade in terms of Minimum Brokerage, Rs.300 per annum for maintaining a Demat Account, and Rs.500 per annum for maintaining a Trading Account.
They have also made it mandatory for their respective traders and investors to maintain a minimum balance of 75% Margin in Margin Money.
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Kotak Securities Charges
|SEBI Turnover Charges||0.00005% (₹5/Crore)|
|STT||Equity Delivery: 0.1% on both Buy and Sell
Equity Intraday: 0.025% on the Sell Side
*Equity Futures: 0.01% on Sell Side
Equity Options: 0.05% on Sell Side(on Premium)
Commodity Futures: 0.01% on sell-side (Non-Agri)
Commodity Options: 0.05% on sell-side
Currency F&O: No STT
On Exercise transaction: 0.125%
Right to entitlement: 0.05% on sell-side
|Stamp Duty||(On buy-side only) Delivery: 0.015%, Intraday: 0.003%, Equity Futures: 0.002%, Equity Options: 0.003%, and Currency F&O: 0.0001%.Commodity Futures: 0.002%, Commodity Options: 0.003% (MCX)|
|GST||18% on (Brokerage + Transaction Charge + SEBI Fee)|
|Margin Funding Charges||75% Margin|
|Reactivation Charges||Rs 20 per instruction|
|Account Closure Charges||Rs 25 per instruction|
|Dematerialisation Charges||Rs 50/- per request and Rs 3/- per certificate|
|Pledge Creation||0.05% of the value of securities|
|Pledge Invocation||0.04% of the value of securities|
|Margin Pledge/Unpledge/ Pledge closure||Rs. 18.5 per scrip|
|Margin Repledge||Rs. 15.5 + Rs. 15.5 (Rs. 31 per scrip)|
The table presented above can be referred to understand all the charges other than the brokerage imposed by the firm on all of their traders and investors.
As you can easily conclude, Kotak Securities levies a charge of 18 % on the total value of brokerage and transaction charge, 0.0126 % on the total turnover in terms of Securities Transaction Tax, 0.0005 % of the overall turnover as SEBI Turnover Charges and a variable (but minimal) amount in accordance to the state laws as Stamp Duty.
Here are other charges you need to know about –
- Dematerialization: To avail of this service, the investors must pay Rs.150 per certificate + Rs.50 per request (courier charges).
- Rematerialisation: Contrarily, for availing of this service, the charges to be paid are Rs.10 for 100 securities (shares, bonds, mutual fund units, etc., subject to a minimum of Rs.15).
- DP Charges: The transaction-related charges are 0.04% of the value of securities (subject to a minimum of Rs.20) for Debit sell transactions and nil for credit-buy trades.
- Pledge Charges: These charges are for margin purposes and are Rs.20 per ISIN for request, invocation, and Release (Un-pledge) individually.
As for non-margin purposes, the Pledge charges are 0.05% of the value of securities (subject to a minimum of Rs.30) for request and .04% of the value of securities (subject to a minimum of Rs.30) for invocation.
To know in detail, just click on this link Kotak Securities Brokerage & Other Charges.
Compare Kotak Securities with Other Brokers
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Kotak Securities Demat Account Opening Charges
|Trading Charges [One Time]||Rs 0|
|Trading AMC [Yearly]||Rs 0|
|Demat Charges [One Time]||Rs 0|
|Demat AMC [Yearly]||Rs 499 + GST|
|Margin Money||75% Margin|
Kotak Securities has always been known and appreciated for embracing one and all in terms of traders and investors.
Anyone from throughout the nation can register themselves as traders or investors with Kotak Securities without even paying any amount whatsoever for the sake of opening an account.
Opening Trading Charges is Rs. 0. Nevertheless, they require the traders to pay a charge of Rs 499 + GST in Demat Account AMC and a sum of Rs.0 every year in terms of Trading Account AMC.
Furthermore, the brokerage house requires all traders and investors to maintain a minimum balance of 75% Margin as Margin Money.
This must be noted that all these charges can be paid to the brokerage house either through the NSDL & CDSL.
To know in detail, just click on this link Kotak Securities Demat Account.
Kotak Securities Offers
|Free Demat Account||Yes|
|Free Trading Account||Yes|
|Discount on Brokerage||Yes|
|Trading Happy Hours||Yes|
|Flexible Brokerage Plans||Yes|
|1 Month Brokerage Free||No|
|Zero Brokerage for Loss-Making Trades||Yes|
Kotak Securities is considered the best for various illustrative reasons like its trading platform, trading plans and much more. The Biggest offer the broking house is providing is the “Free Intraday Offer.”
Kotak Securities extensively lay down offers related to Zero Brokerage for any Loss Making Trades, provision of Free Demat accounts, Flexible Brokerage Plans, and Trading Happy Hours.
Kotak Securities is one of the Best Full-Service brokers in India for its reliance and services. Nevertheless, they do not have any offers regarding the provision for a free Trading Account, Discount on Brokerage, Referral Offers, One month’s worth of brokerage free trading, or even Holiday Offers.
How to Open Demat Account with Kotak Securities?
Understandably, you can be inclined towards joining Kotak Securities after getting to know their offers and charges. All you need to do is –
- Click the green-coloured ‘Open Demat Account‘ button appearing just underneath this particular section.
- As soon as you click on the green button, a new form will pop up on your computer screen.
- Go through the entire form carefully, thoroughly reading every line present within the document.
- Next, you must fill the entire form with correct and accurate information and submit the form along with a few other documents.
- You will be required to submit a list of specific documents to take care of the KYC verification regarding your age, identity, and address.
- The KYC verification procedure will require you to have an Aadhar Card, PAN Card, and a photograph.
- As soon as you conclude all these steps, authorized personnel will contact you on behalf of Kotak Securities.
- This personnel will take care of the final verifications before allowing you to grant full access to your account and leave the login details in your email address.
As soon as you complete these steps, you can expect to be granted full access to your new account within a matter of a few hours.
Open Demat Account with Kotak Securities – Fill up the Form Now!
Why Open a Kotak Securities Trading Account?
As per the policies set by the Indian government, anyone who wants to trade across any or all segments of Equity and Derivative based stocks must have a Demat or at least a Trading Account.
There are numerous reasons why you must register yourself with Kotak Securities Trading Account:-
- They have been around in the Indian Stock Trade industry for almost twenty-five years and have pioneered many services, thereby gaining the deserving trust they have today.
- Broking House is a corporate member of the NSE and the BSE and a depository participant with the NSDL and CDSL.
- They have been recognized with the Silver award in the Best SEO for Website at DMAI 2015, the Gold award for Effective Use of Market Research, and the Bronze award for Effectiveness in Radio. The bronze award for Innovation in Cupshup campaign was awarded to Agar Magar Campaign at the Asia Pacific Customer Engagement Award 2015 – 16, among other social recognition.
Kotak Securities Products & Services
Here are the various products & services provided by the broking house:
Kotak Securities Products
As a whole service brokerage house, Kotak Securities offers services across almost all the products thinkable around equity and derivative-based trading.
Typically speaking, Kotak Securities offers extensive services related to Banking, Insurance, Systematic Investment Plans, Forex Trading, Options Trading, Mutual Funds, Currency Trading, Futures Trading, and Equity Trading. In addition, they have service offerings regarding Commodity Trading as well.
In commodity trading, you can trade almost all goods used in everyday life by a human.
Moreover, through the Stock lending and Borrowing system, you are even offered the unique benefit to borrow a share that you don’t own. Similarly, you can even lend shares that you own at Kotak Securities.
Apart from that, you can also buy ‘Paper Gold’ aka Gold ETF via Kotak Securities.
Moreover, anytime in the future, if you ever seek a loan from Kotak Securities Brand Kotak Bank, you can use your securities as collateral against a loan sanctioned by the bank.
Kotak Securities Services
|3 in 1 Account||Yes|
|Trading Exposure||Upto 5x|
The chart mentioned above has been drafted to give you a good hint about the kind of services Kotak Securities provides for their respective traders and investors.
As you can observe, they provide services in terms of Portfolio Management Services, Demat Account Services, 3 in 1 Account, Intraday Services, Initial Public Offerings, Stock Recommendations, and Trading Services.
They provide these services with additional Leverage of up to 5 times trading exposure.
Typically speaking, the full-service brokerage firm provides every service related to Equity and Derivative Based Trading apart from Trading institutions and Robo Advisory.
The 2 in 1 account facility provides you with shared access to Demat accounts and trading accounts. Moreover, you can even link your savings account to a third-party bank allowing you to fund your portfolio with one click.
Apart from that, you have a 3-in-1 account, also abbreviated as Trinity Account at Kotak Securities. A demo account, bank account, and trading account are available in this single account.
Similarly, those living outside India but who want to invest in the country’s market are assisted through an NRI account.
Each account facility is designed with a particular purpose to ensure Kotak Securities could serve the best experience to every customer.
Kotak Securities Research & Advisory
|Research & Advisory|
|Company Stock Review||No|
|Free Stock Tips||Yes|
|Daily Market Review||Yes|
The table mentioned above has been created to give you a proper understanding of all the Research and Advisory services that Kotak Securities offers for their registered traders and investors.
You can easily see by observing the chart that they provide extensive support in terms of Free Stock Tips, Annual Reports, Relationship Managers, Weekly Reports, Fundamental Reports, Company Reports, Research Reports, Offline Advisory, Initial Public Offering Reports, Daily Market Overview, and Monthly Reports.
However, you can also see that they do not provide a service related to Company Stock Overview or Top Picks.
Kotak Securities Exposure / Leverage
|Exposure / Leverage|
|Equity Intraday||Upto 5x|
If you wonder about the kind of leverage Kotak Securities has to provide to their registered traders and investors, you can refer to the chart above, which has been drafted to give you a good hint of the same.
If you look closely at the chart, you will find that Kotak Securities provides a trading exposure of up to 5x on Equity Intraday Trading.
Designated margin or exposure for other segments, i.e., Delivery, Equity Futures, and Equity Options, is 1x each.
However, in any condition that you still get stuck on what kind of exposure you will be getting on a particular trade, you are about to commence to get a good hint of the additional stocks you can get.
You must most definitely take the help of the dedicated Margin Calculator Tool that goes by the name of Kotak Securities Margin Calculator.
The tool can help you to calculate the exact amount of Leverage you will be getting from the brokerage house over multiple segments like Intraday, Delivery, F&O, Currency & Commodity, thereby helping you to get a glimpse of the total number of additional stocks you can buy with the very same amount of investment.
Kotak Securities Margin Calculator will help you to calculate how much margin you will get if you invest or trade with Kotak Securities.
How to transfer shares in Kotak Securities from other Stock Brokers?
Mentioned below are the two prevalent alternatives with the support of which you can readily transfer shares in your Kotak Securities portfolio from other stock brokers.
Let’s take a look :
To transfer shares from other stockbrokers to Kotak securities:
- Visit the branch of the respective stockbroker and get the Delivery Instruction Slip (DIS).
- Fill out this form carefully, especially the ISIN number provided with every share you buy.
- Choose between “intra-depository” and “inter-depository” carefully.
Upon successfully filling up the form, put your signature.
Make sure you do not forget to mention the name of Kotak Securities if you want to transfer your shares. Then, in the end, submit it and wait for the verification.
The online share-transferring process can be carried out on your own. To do so:
- Visit the CDSL website and figure out the ” EASIEST ” feature using you to transfer your shares from a previous broker to a futures broker. The overall process will stay similar to before.
- Fill up the information carefully and hit the ‘Submit’ button.
- Wait for the completion.
Kotak Securities Trading Platforms
Kotak Securities has always believed in leading the market by embracing and implementing new technologies.
And more than often, they have pioneered unique and utterly unorthodox tech to give an edge to their respective clients.
|Desktop Platform – Windows||Yes|
|Desktop Platform – Mac||Yes|
|Desktop Browser Platform||Yes|
|Mobile Site Platform||Yes|
|Android App Platform||Yes|
|iOS App Platform||Yes|
|Windows App Platform||No|
|Other Mobile OS Platforms||No|
|Online MF Buy||Yes|
Today, they have the following remote trading platforms to offer to their respective clients.
The various Trading Platforms are:
Kotak Securities Keat Pro X – Kotak Securities Trading Terminal
As you must already guess, Kotak Securities has developed its very own dedicated browser-based trading platform by the name of KEAT Pro X.
KEAT Pro X is a highly high-speed browser-based trading platform that enables users to keep track of the live market, trade online across BSE and NSE, and manage their respective portfolios.
It has the following features:
- The Terminal can keep tabs on your portfolio in terms of its performance, even on a minute-to-minute basis.
- This Trading Platform allows the users to access all the Research and advisory provided by the brokerage firm’s dedicated team of professionals on a real-time basis to make informed trades and increase the chances of their respective profits.
- Keat Pro X enables users to get real-time access to the ongoing news of the BSE, the NSE, and more.
- This Platform enables users to create personalized watch lists to keep track of certain stocks across several exchanges and indices in real time.
- It also enables the users to combine scrip from the BSE, NSE, and another market within a single watch list. Furthermore, all the watch lists created in KEAT Pro X can also be found on the same user’s account on other Kotak Platforms.
- The platform grants the users exclusive access to a variety of unique charting tools to make graphs and charts and project any particular scrip’s past and future performance.
Kotak Stock Trader – Kotak Securities Mobile App
Kotak Securities is perhaps one of the few full-service brokerage houses in the nation that provide a mobile app to their respective users compatible across Android, iOS, and Windows mobile platforms.
The app has been named Kotak as Kotak Stock Trader and comprises the following features:-
- It enables the users to buy and sell securities and cancel and modify orders on the Bombay Stock Exchange and the National Stock Exchange on the go. It also allows the users to set their respective stop-loss price and trigger price.
- The app enables users to check their respective holdings and positions in real-time.
- It gives users access to live quotes, intraday charts, and tips and tracks market movements in real time.
- The app enables users to create personalized watch lists and keep track of the scrips of their choice.
- It enables the users to execute the hassle-free transfer of funds between their respective bank accounts and online trading account.
- The users can also check the available funds and the total margin left on their respective accounts by simply clicking on the ‘Available Funds’ option.
- The mobile app uses the existing order routing system of Kotak Securities and is secured using HTTPS. Typically speaking, it uses AES 128-bit encryption, which is the highest level of encryption available for mobile share trading software.
The apps can be found in Google’s Play Store, Apple App Store, and Microsoft’s Store by the name of Kotak Stock Trader.
Kotak TradeSmart Terminal
Kotak Securities has also developed a Terminal based trading platform to offer their respective traders and investors.
The Terminal-based trading platform that goes by TradeSmart has been developed on JAVA, keeping the needs and requirements of the traders and investors who still prefer to trade using a computer that does not have all the new-age tech integrations.
The software comes with the following features:-
- TradeSmart enables users to keep track of their respective open positions across several exchanges and indices.
- It enables the users to check the available funds in their respective trading accounts in real-time.
- This Platform enables users to get instant and real-time access to all sorts of company reports and stock recommendations from the brokerage firm’s dedicated research division.
Besides these, Kotak Securities has also developed Xtralite, a fast trading website specifically designed and developed for users with slower internet connections.
Kotak Securities .com – Web-Based Platform
Investors get to trade with an edge with a new website designed for speed and performance. The interface is user-friendly and lets you navigate seamlessly through mobile and desktop browsers.
These platforms’ features are massive and are configured most straightforwardly to get you hooked with a whole-fledged trading experience.
Features you get to enjoy include Smart search and Intuitive orders, Watchlists and Market Dept, Auto live streaming and real-time positions, single-click navigation, and lots more.
Apart from that, Net Trading Terminal Access is also notable. Nest Trading Terminal is one of the most famous trading software for desktop users.
You can trade multiple assets on this feature-rich and flexible trading terminal. That’s why Kotak Securities allows you to trade using the Nest Trader.
To know more in detail, check out Kotak Securities Web Trading Platform.
Kotak Securities Customer Care
|Toll-Free Number||1800 222 299|
Suppose you look into the chart mentioned above.
In that case, you will observe that Kotak Securities has a stronghold in providing customer care services in terms of offline trading, 24 * 7 support, email support, dedicated dealer, and online support.
They also have a toll-free number that can be used to contact them.
The number is 1800 222 299. The well-adorned brokerage house provides all of the services above through a network of one hundred and sixty branches spread across the nation.
Kotak Securities Complaints
|Complaints (Current Year)|
|Lodged in BSE||185|
|Resolved in BSE||182|
|Lodged in NSE||226|
|Resolved in NSE||214|
As you can speculate from the table mentioned above of content, Kotak Securities, as a whole service brokerage house, received a total of 185 complaints against them in the BSE, out of which 182 were resolved and a total of 226 complaints against them in the NSE out of which 214 were resolved.
Kotak Securities Disadvantages
Although a leader in their respective industry, Kotak Securities still have a couple of problems that can prove to be a bit troublesome for the users:-
- Because they rely on and embrace so much tech, they still do not provide any chat support.
- They have not resolved all the complaints lodged against them the previous year.
Kotak Securities Conclusion
Kotak Securities, in itself, is a live vision of the future. They have well deservingly attained the heights of success they stand on today and are ceaselessly evolving to become even better and serve even further.
Kotak Knowledge Bank is worth checking out if you seek more knowledgeable insights into investment and stock markets. The Portfolio tracker by Kotak Securities allows you to monitor your daily trading activities.
Apart from that, BNST is a unique feature allowing you to sell shares before settlement. Moreover, aspiring mobile users have provided desktop or web features through the Kotak Wave application.
The broker even gives you access to Global investing opportunities at low charges. Altogether, They indeed are a brilliant brokerage house.
Kotak Securities Review FAQs
Here is the list of FAQs related to the Kotak Securities review:
Is Kotak Securities safe for trading?
Yes, this brand has a high degree of trust, and it extends to other financial domains, such as the banking sector.
They are one of the potential market players with a sprawling customer base that highly trusts them.
What is the brokerage of Kotak Securities?
If you wish to invest with Kotak Securities, you have the option of choosing from 2 different brokerage plans.
The first plan is Standard Plan, while the second plan is the Free Intraday Plan, where only Rs.999 is paid per year, and brokerage for intraday trades across all segments is waived.
How to open a Kotak Securities Demat online?
The first step is to click on this article’s “Open Demat Account” button. Then, when you see a pop-up, fill it up and click on submit.
The following process is KYC which can be done seamlessly, with the assistance of a company representative.
Can I invest in an IPO via Kotak Securities?
Yes, this stockbroker provides you with the option of investing in the latest IPO.
You need to seek the assistance of the stock broker’s online website or opt for the offline mode of application. Make sure you fill in all the details and see the terms and conditions appropriately.
What Leverage does Kotak Securities provide?
Leverage varies from one segment to another and is fixed as per specific criteria. The highest Leverage is provided in the segments – intraday 5x.
The rest of the segments, i.e., equity delivery, equity options, and equity futures, have a margin range of 1x.
Does Kotak Securities have a trading App?
Yes, the stockbroker lets you invest most seamlessly through the provision of an app.
This is compatible with trading on the go, and with the app’s exclusive features and friendly UI, you can carry out the uninterrupted trading procedure.
How to contact Kotak Securities customer care?
This stock broking house only excludes the service of chat support.
Rest assured, you can contact them through the channels of the dedicated dealer, offline and online trading, email, and toll-free numbers. Accordingly, your query will be solved effectively.
Does Kotak Securities provide Research?
This Company is a full-service stockbroker, and hence, this is one of the many services you can get from the stockbroker.
It lets you invest most efficiently by providing various tips and research materials provided by their expert team.
Is Kotak Securities suitable for Beginners?
Yes, this Company will be an excellent option for beginners because they have a lot of help from the broker’s end, including offline and Research and advisory services.
In addition, the tips will help the trader make a specific investment decision.
Who Founded Kotak Securities?
This stockbroker is a subsidiary of Kotak Mahindra Bank and came into existence in 1994.
They have a great track record of providing excellent services for their vast client base, and the present MD and CEO of the stockbroker is Jaideep Hansraj.
Open Demat Account with Kotak Securities – Fill up the Form Now!