Karvy PMS – Review, Strategies, Returns, Charges & more

Karvy PMS is associated with the Karvy Group which is a premier integrated financial services provider that is ranked among the top-5 in the country across its business segments.

The Portfolio Management Services of Karvy PMS house are ideal for High Net Worth Individuals or Institutions who wish to opt for personalized management of their finances.

Let us quickly take a glance at the Ratings, Review, Strategies, Commission Models, Yearly Returns & much more about Karvy PMS.

PMS Offers


Karvy PMS – Customer Ratings & Review

This table gives a general idea about the performance of Karvy PMS broking house in each and every field.

Karvy PMS Ratings
Returns Performance3.5 / 5
Services3.3 / 5
Charges3.4 / 5
Experience3.3 / 5
Strategies3.6 / 5
Client Support3.4 / 5
Overall Ratings3.4 / 5
Star Ratings★★★★★

As seen above in the table the ratings of Karvy PMS is excellent in every category.


Overview of Karvy Portfolio Management Services

Overview
Company TypePrivate
Registered LocationHyderabad, Andhra Pradesh
LeadershipPhani Sekhar Ponangi
Yr. of Establishment1985

The establishment of Karvy PMS house was done in the year 1985 under the leadership of Mr. Phani Sekhar Ponangi. The head quarter of this Private Company is in Hyderabad, Andhra Pradesh. Listed here below are the different types of Karvy PMS, their PMS Charges, PMS Returns & more.


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    1. Invest in PMS / AIF / PCG


    Types of Karvy PMS

    Types of PMS
    DiscretionaryYes
    Non-DiscretionaryYes

    There is both Discretionary PMS and Non-Discretionary PMS types provided by Karvy PMS broking house just in lines of what other PMS houses offer to their valuable clients.

    An option is given to the customer to decide on between Discretionary and Non-Discretionary PMS. A specific approval is required from the client for each portfolio transaction in case of Discretionary PMS type. On the other hand in case of Non Discretionary PMS type there is no approval required from the client.

    In Non Discretionary PMS type the entire PMS account would be exclusively managed by the Fund managers of Karvy broking house. The clients prefer to leap with Discretionary Portfolio Management PMS.


    Karvy PMS Fund Managers Details

    Fund Managers details of Karvy PMS are mentioned in the table here below:

    Fund Manager’s Details
    NamePhani Sekhar Ponangi
    Experience12 Years
    Highest QualificationCFA
    AUM (in Cr.)Approx 1,500 Cr.
    Number of Clients250+
    Investment TenureMinimum 3 yr. 3 mnt

    The Fund Managers team of Karvy PMS is bundled with scores of smart and brilliant executives. Mr. Phani Sekhar Ponangi ranks first in the list.

    What sets him apart is his diversified experience of 12 years with his experiential degree of CFA which is an added advantage to his profile. Phani has the calibre to understand the market conditions and mould the results towards positive direction.

    The Fund Managers of Karvy PMS are holding approximately Rs. 1,500 Cr. worth AUM for the clients. The Fund Managers ensures to give a better service to more than 250 PMS clients.

    The clients are comfortable in making investments with Karvy PMS for a minimum period of 3 years and 3 months as the term of tenure.


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    Karvy PMS Strategies

    The table will give a fair idea of Karvy Portfolio Management Services Strategies:

    Strategies
    DEBTDEMETER
    DEBTEXCEL

    From the above table it is clearly understood that that there are multiple types of PMS strategies provided by Karvy PMS house. All types of Investment strategies will be encounter you with them. This broking house works on Large CAP Strategy, Diversified Strategy and Small-Midcap Strategy.

    The PMS is offered by Karvy across two asset classes – Debt and Equity. Let us have an understanding of their strategies.

    Karvy Demeter Strategy

    Income and capital appreciation can be referred to as the result orientation of this strategy. The targets are set to be achieved through high-yield debt portfolio creation, through asset allocation to debt.

    Target investors who are likely to be satisfied via this strategy are the ones who seek high returns over a long term horizon via moderate to high risk appetite.

    As for the securities which are dealt in via this strategy, it consists of all rated and unrated securities such as non-convertible debentures and preference shares.

    Karvy Excel Strategy

    Karvy refers to this strategy as mid yield product, which favours income over capital appreciation. The target set is achieved through asset allocation to debt.

    Investors who would want to tag along with the strategy are the ones who seek for moderate returns spread through long term horizon. Also, the investor class at target via this strategy are the ones who have a low to moderate risk appetite.

    Chosen securities for investment are – the ones with credit rating of investing grand and above only. Also, the cash flow from the investment is regular.


    Karvy PMS Returns / Performance

    This table depicts the details about Karvy Management Services Returns:

    CategoryDEBTDEBT
    StrategyDEMETEREXCEL
    Return (CAGR)1M1.43%0.83%
    3M3.65%2.44%
    6M6.21%4.89%
    1Y12.27%9.96%
    2Y11.88%9.98%
    3Y12.33%10.02%
    5Y12.90%NA
    SI12.94%9.75%
    InceptionJul, 2014Nov, 2016

    Every client or customer aspires to get an extraordinary rate of return for their investments made. It is therefore the priority of each and every Portfolio Management Service providers to meet up with the requirements of the clients.

    Karvy PMS broking house is no where behind in this aspect. Their striking rate of returns diverts the interest of the investors on to their side.

    This is precisely the reason why Karvy PMS house is the prime choice of most of the investors.


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    Karvy PMS Investment Plans

    This table exhibits the details about Karvy Portfolio Management investment slabs:

    Investment Plans
    Bronze (25L – 50L)Yes
    Silver (50L – 1 Cr.)Yes
    Gold (1 Cr. – 5 Cr.)Yes
    Platinum (5 Cr. Plus)Yes

    This table describes the different Investment slabs offered by Karvy PMS to the clients. Rs. 25 Lakh is compulsory value of investment in any Portfolio Management Service house in India to initiate the transaction.

    Karvy PMS broking house has four types of Investment Plans for their customers viz: – Bronze, Silver, Gold and Platinum.

    The Bronze plan starts with INR 25 Lakh and is pertinent up to INR 50 Lakh. Silver Plan starts from the range of Rs.50 Lakh and goes up to Rs.1 Crore.

    The Gold plan is in between Rs.1 Crore up to Rs.5 Crore. The Platinum plan is for a budget of about more than Rs.5 Crore.

    Karvy PMS house has various commission slabs for different schemes proposed by them. You will benefit by making more investments as it would lead towards paying low commissions.


    Karvy PMS Fee Structure or Commission Slabs

    The Fees Structure of Karvy PMS Management Services is listed here below:

    Commission / Fees Structure
    Prepaid CommissionYes
    Volume% CommissionYes
    Profit Sharing% CommissionYes

    Karvy PMS house has classified their fees or the commission structure in to 3 types.


    Karvy PMS Prepaid Commission

    The investor is required to make advance payments in this category before the actual tenure begins. This type of commission is categorized in the prepaid model format.

    Here the commission charged is extremely low.

    Prepaid Commission (Yearly)
    Investment – 25L – 50L1.55% of Investment
    Investment  – 50L – 1 Cr.1.45% of Investment
    Investment – 1 Cr. – 5 Cr.1.25% of Investment
    Investment – 5 Cr. Plus1.05% of Investment

    In this layout the commission is based on the amount of Investment made by the client. If the investment is in between Rs.25 Lakh and up to Rs.50 Lakh then 1.55% of the Investment value will be the prepaid commission.

    1.45% of total investment would be the prepaid commission for investments in between Rs.50 Lakh to Rs.1 Crore. For investments above Rs.1 Crore and up to Rs.5 Crore, the prepaid fee charged by Karvy PMS is 1.25% of the total investment.

    However if the investment goes beyond Rs.5 Crore, then the management fees would be 1.05% of the total amount invested.


    Karvy PMS Volume% Commission

    The Fees Structure in this layout depends on the total number of transactions done by your stipulated Fund Manager.

    Several other factors like market condition and other aspects of investment are also taken in to consideration at the time of charging commission to the client.

    The commission amount required to be paid is very high in this kind of model.

    Volume% Commission (Yearly)
    Transaction Volume – 25L – 50L0.155% of Total Transaction Volume
    Transaction Volume – 50L – 1 Cr.0.145% of Total Transaction Volume
    Transaction Volume – 1 Cr. – 5 Cr.0.125% of Total Transaction Volume
    Transaction Volume – 5 Cr. Plus0.105% of Total Transaction Volume

    The commission amount in this layout would mainly depend on the situation of the market and the sincerity of your specific Fund Manager.

    If your yearly transaction volume is in between Rs.25 Lakh to Rs.50 Lakh, round about 0.155% of total transaction volume is the Management fees charged by Karvy PMS house.

    If the transaction value is in between Rs.50 Lakh to Rs.1 Crore, then 0.145% of total transaction amount needs to be paid to them. Your commission charges could be less for a higher amount of transaction volume.

    So if your transaction volume is above Rs.1 Crore and up to Rs.5 Crore, then the charges for it are 0.125% of the total transaction volume.

    For any transaction volume exceeding over Rs.5 Crore, the Management fees to be paid to Karvy PMS house would be 0.105% of total transaction volume.


    Karvy PMS Profit Sharing% Commission

    This model is one among the favorite models of all the investors. In this format the investors need to pay the Management fee only after them having realized their profit.

    The percentage of the commission that is paid here is very high but at the same time the risk involved is comparatively very low.

    Profit Sharing% Commission (Yearly)
    Profit Amount – 2.5L – 5L27% of Profit
    Profit Amount – 5L – 10L25% of Profit
    Profit Amount – 10L – 50L22% of Profit
    Profit Amount – 50L Plus19% of Profit

    The Investors prefer to choose this model because the commission has to be paid on the basis of the performance of the portfolio.

    The profit sharing is 27% for a portfolio that earns profit in the range of Rs.2.5 Lakh up to Rs.5 Lakh. 25% is the Profit volume that needs to be shared with the PMS house for the profit range in between Rs.5 Lakh to Rs.10 Lakh.

    When you take home a profit in between the range of Rs.10 Lakh to Rs.50 Lakh, the profit sharing is 22% and if you make profit of above Rs.50 Lakh, then 19% of the total profit has to be shared with Karvy PMS team.

    A team of expert professionals of Karvy PMS house conducts extensive research on markets to provide a customized solution and commission models for achieving unique investment objectives for their investors.

    In addition to the Commission or Management Fees charged by Karvy PMS house, there are a number of other charges like Upfront Fees, Brokerage, Depository Charges, Custodian Charges and Exit Load fees that are also imposed by the PMS house. Let us quickly take a look on what these charges are all about in the table given below.


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    Karvy PMS Charges

    The details of Karvy Portfolio Management Services Charges are explained in this table:

    Charges
    Management FeesAs per commission model
    Upfront Fees0.9% – 1.5% of Asset Value
    Brokerage Charges0.009% – 0.019% of Total Transaction Value
    Custodian Charges0.2% – 0.3% of Asset Value
    Depository Charges0.10% – 0.15% of Asset Value
    Exit Load – within 12 months0.9% – 1.5% of Withdrawal Value
    Exit Load – post 12 monthsFree or 0.4% of Withdrawal Value

    Few other charges in addition to the commission fees that has to be paid to Karvy PMS house are:

    Management Fees – The management fees is as per the commission model that is agreed by both the client & the PMS team.

    Upfront Fees – 0.9% – 1.5% of the asset Value is the upfront fees that you will pay to Karvy PMS team.

    Brokerage Charges – The Brokerage charges are somewhere in between 0.009% – 0.019% of total transaction value.

    Custodian Charges – The custodian change charge of this PMS house is in between 0.2% – 0.3% of Asset Value.

    Depository Charges – The depository charge is in between 0.10% – 0.15% of Asset Value.

    Exit Load Fees – The Exit load fees is 0.9% – 1.5%  of the withdrawal value for amount being withdrawn in within a period of 1 year immediately after your portfolio was created.

    The Exit Load fee on occasions is free and sometimes it is 0.4% of withdrawal value for incurring transactions after one year.

    The decision holding right of giving it free or charging would be solely with Karvy PMS house. Mostly the decisions are taken on case to case basis


    Karvy PMS Benefits

    This table briefly explains the benefits of associating with Karvy Portfolio Management Services:

    Benefits / Advantages
    Top-up FacilityYes
    Back office ReportsYes
    Email UpdateYes
    SMS UpdateYes
    Watsapp UpdateNo
    Portfolio ViewYes
    Detailed ViewYes
    Flexible Commission ModelYes
    Flexible Investment PlansYes
    Massive ExperienceYes

    Listed here below are the benefits offered by Karvy PMS house:

    They provide Top-up facility to all their clients.

    You can have access to their web services through their online medium. Here one can easily generate all the latest reports and portfolio information.

    Email Update and SMS Update provisions are also offered by them for all the transactions that take place in the clients account.

    There are Flexible Investment Plans and Flexible Commission Models available with this PMS house for their investors.

    The massive experience in Portfolio Management Services of Karvy PMS house helps the customers in getting superlative results.


    Karvy PMS Customer Care

    This table will give you an idea on what kind of Client Support you can seek from Karvy PMS:

    Customer Care
    Call SupportYes
    Email SupportYes
    Chat SupportNo
    Watsapp SupportNo
    Relationship Manager SupportYes
    Call to Fund ManagerYes – 5 to 8 Times a month
    Issue Resolving TAT10 working days

    The clients seem to be very happy with the Customer Care support extended by the team of Karvy PMS house.

    They have the provisions of making Direct Calls for issues and queries of any sort that keep emerging from time to time.

    They also give a full support of Email and Watsapp to their clients.

    You can approach their Relationship Manager without any hesitation.

    Their Fund Managers can also be called directly for at least 5 to 8 times in a month to clear your doubts.

    Karvy PMS team has their issue resolving TAT in within 10 working days.


    Karvy PMS Conclusion

    These ideas are strongly rooted in high quality research asset class. Karvy PMS is always on the top of the mind of any investor.

    They have attractive schemes for the investors from time to time. Their robust team works hard in helping you get guaranteed returns for your investments.

    Karvy Portfolio Management Services can be of assistance for you to gain future prospects.


    Invest in Karvy PMS – Fill up the form Now!

      Fill Your Details Here
      1. Invest in PMS / AIF / PCG


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      2 thoughts on “Karvy PMS – Review, Strategies, Returns, Charges & more

      • September 14, 2019 at 17:08
        Permalink

        Which is better for Karvy Debt PMS, Either through Broker or by Individual through your websight.

        I am retired , & absolutely intent to save & grow the corpus with me.In addition I must get monthly payments through such investment.

        pl. guide me & suggest the plan.

        Reply
        • September 17, 2019 at 10:45
          Permalink

          Dear Sir,

          We don’t provide PMS services. We will connect you with the Best Possible PMS Service providers.

          Thanks

          Reply

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