LIC PMS – Review, Strategies, Returns, Charges & more

LIC PMS or Portfolio Management Services is ranked as one among the top most PMS Service in our country. We would converse in detail about the Ratings, Review, Strategies, Commission Models, Yearly Returns & much more about LIC PMS for further understanding.

Find belows details of LIC Portfolio Management Services:

PMS Offers


LIC PMS – Customer Ratings & Review

Find Client ratings of LIC Portfolio Management Services –

LIC PMS Ratings
Returns Performance3.2 / 5
Services3.1 / 5
Charges3.4 / 5
Experience3.3 / 5
Strategies3.2 / 5
Client Support3.1 / 5
Overall Ratings3.2 / 5
Star Ratings★★★★★

Overview of LIC Portfolio Management Services

Table below provides details of LIC PMS:

Overview
Company TypePublic
Registered LocationMumbai, Maharashtra
LeadershipS. K. Mitra
Yr. of Establishment1989

LIC PMS

LIC PMS is an associate company of India’s premier and most trusted brand LIC of India and is one of the leading Full service stock brokers in India.

The company was founded by Mr. S. K. Mitra in the year 1989 having its headquarters in Mumbai, Maharashtra. This broking house is visible in the category of broking houses that are listed in the Stock Market.

LIC PMS is one of the largest players in the category and has a reputed name for their PMS performance. They have ample numbers of fund managers who are proficient to look after their PMS business. One of the prominent Business model of LIC is Portfolio Management Services.

Let’s see in detail on the types of LIC PMS, their PMS Charges, PMS Returns & more.


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    Types of LIC PMS

    Types of PMS
    DiscretionaryYes
    Non-DiscretionaryYes

    This broking house provides both the Discretionary as well as Non-Discretionary PMS. It is mostly the Discretionary Portfolio Management that is preferred by the clients.

    The reason being that this type allows them to be tension free as their entire PMS account is managed by the Fund managers of LIC PMS. However some clients do go in for Consultancy at the initial stage and thereafter being thoroughly satisfied with the services they make the final decision.


    LIC PMS Fund Managers Details

    This table will help you to collate all the details about LIC PMS Fund Managers.

    Fund Manager’s Details
    NameParameswar M.A
    Experience23 Years
    Highest QualificationMBA
    AUM (in Cr.)Approx 3,000 Cr.
    Number of Clients250+
    Investment TenureMinimum 3 yr.

    LIC PMS has several Fund Managers working in their team. Mr. Parameswar M.A is the best among them. He holds a vast experience of 23 + years in the finance management sector. He is honoured with the degree of MBA and is overall in charge of the operations of the PMS division.

    LIC PMS Fund Managers approximately hold Rs. 3,000 cr. as AUM and they handle more than 250 PMS clients. It has been observed that the minimum investment tenure in LIC PMS is at least a period of 3 years which is usually preferred by the clients.


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    LIC PMS Strategies

    In this table we will get to see the details about LIC Portfolio Management Services Strategies:

    Strategies
    Large & MidcapValue Equity +

    The table clearly illustrates the types of PMS strategies provided by LIC PMS. You can check the readily available strategy with them. This broking house works on Large CAP Strategy as well as Midcap Strategy.

    LIC PMS VALUE EQUITY+

    Strategy in particular embraces the most innovative and robust investment plans. This goes along the path of return or the basic needs which investors have with this particular PMS strategy.

    Strategy put into place is based on valuations and fundamental with a buy and hold approach. As per the holding quantity, the numbers of stocks which make up the portfolio are 20 to 25 stocks. Stocks chosen are from diverse sectors and a mixture of large and midcap stocks basically.


    LIC PMS Returns / Performance

    In this table you will get to know the details about LIC Portfolio Management Services Returns:

    CategoryLARGE & MID CAP
    StrategyVALUE EQUITY+##, **
    Return (CAGR)1M0.92%
    3M8.52%
    6M-3.23%
    1Y-1.76%
    2Y-3.64%
    3Y0.62%
    5Y1.25%
    SI6.46%
    InceptionMay, 2013

    The rate of returns offered by LIC PMS is pretty good. The broking house has successfully managed at beating 10 years Mutual Fund Returns.

    It is only this decent rate of return that motivates the clients to choose LIC PMS from the other set of PMS houses in India.


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    LIC PMS Investment Plans

    Below table will give details related to LIC Portfolio Management investment slabs:

    Investment Plans
    Bronze (25L – 50L)Yes
    Silver (50L – 1 Cr.)Yes
    Gold (1 Cr. – 5 Cr.)Yes
    Platinum (5 Cr. Plus)Yes

    The above table gives us a clear and better understanding of the different Investment slabs that are offered by LIC PMS to the clients. Rs.25 Lakh is a mandatory minimum investment amount required for any Portfolio Management Services house.

    The Investment plans are available for all set of ranges that are offered by LIC PMS. Their Bronze plan starts with a range of INR 25 Lakh to INR 50 Lakh. The range of Silver Plan is in between Rs.50 Lakh to Rs.1 Crore.

    The Gold plan falls in the rage of between Rs.1 Crore & Rs.5 Crore. However, there is also a Platinum plan for those set of clients who would prefer to invest for more than Rs.5 Crore with the broking house.

    The commission range of LIC PMS varies for each plan. The more you invest the less you pay. In other words High investments would lead to elite services & low commission.


    LIC PMS Fee Structure or Commission Slabs

    The Fees Structure of LIC Portfolio Management Services is stated here below:

    Commission / Fees Structure
    Prepaid CommissionYes
    Volume% CommissionYes
    Profit Sharing% CommissionYes

    LIC PMS has categorized their Fees into 3 types:


    LIC PMS Prepaid Commission

    In this format the Management Fees or Commission needs to be paid well in advance before the commencement of the actual tenure. This being a prepaid model, the commission charged here is comparatively lower than the other models.

    Prepaid Commission (Yearly)
    Investment – 25L – 50L1.8% of Investment
    Investment  – 50L – 1 Cr.1.7% of Investment
    Investment – 1 Cr. – 5 Cr.1.5% of Investment
    Investment – 5 Cr. Plus1.3% of Investment

    The Prepaid Commission model of LIC PMS is totally dependent on the amount of Investment. If you are making investments in the range of Rs.25 Lakh – Rs.50 Lakh then the prepaid commission would be 1.8% of Investment.

    When your investment is in the range of Rs.50 Lakh to Rs.1 Crore, the prepaid commission would be 1.7% of total investment.

    For an investment of more than Rs.1 Crore and up to Rs.5 Crore, the prepaid fee will be is 1.5% of total investment. For an investment of above Rs.5 Crore, the management fees would be 1.3% of the amount invested.


    LIC PMS Volume% Commission

    Here in this format your Fees Structure will entirely depend on the total number of transactions that are done by your Fund Manager.

    There are other factors also which determine the commission that is it also depends on the market & other aspect of investment. This type of commission model generally results in making a higher commission payout.

    Volume% Commission (Yearly)
    Transaction Volume – 25L – 50L0.24% of Total Transaction Volume
    Transaction Volume – 50L – 1 Cr.0.22% of Total Transaction Volume
    Transaction Volume – 1 Cr. – 5 Cr.0.19% of Total Transaction Volume
    Transaction Volume – 5 Cr. Plus0.16% of Total Transaction Volume

    The commission amount in Volume commission model depends on the market situation and how loyal is your Fund Manager.

    If you do a yearly transaction volume in between Rs.25 Lakh to Rs.50 Lakh, the Management fees charged would be 0.24% of total transaction volume.

    If the transaction is in between Rs.50 Lakh to Rs.1 Crore, then 0.22% of total transaction amount would be the fess that is applicable.

    Now, when you do high transaction volume, you will see there is a decrease in the commission i.e. with transaction volume of Rs.1 Crore upto Rs.5 Crore, the charges are 0.19% of total volume.

    If in case, the transaction volume exceeds above Rs.5 Crore, the management fees charged is 0.16% of total transaction volume.


    LIC PMS Profit Sharing% Commission

    This is one of the most convenient model for any investor. The prime reason being that in this format the Management fee is paid only after the profit is realized.

    In this model you will generally see that the percentage is very high but at the same time the risk is low.

    Profit Sharing% Commission (Yearly)
    Profit Amount – 2.5L – 5L34% of Profit
    Profit Amount – 5L – 10L32% of Profit
    Profit Amount – 10L – 50L29% of Profit
    Profit Amount – 50L Plus25% of Profit

    As stated above, Profit Sharing model is ideally a well-situated model for the client as this model entirely depends on the performance of the portfolio.

    For a portfolio with profit range between Rs.2.5 Lakh to Rs.5 Lakh, the profit sharing is 34%. If the profit range is in between Rs.5 Lakh to Rs.10 Lakh, the Profit sharing is 32%.

    For profits of high amount like Rs.10 Lakh to Rs.50 Lakh, the profit sharing is 29% while if your profit is over Rs.50 Lakh, then the sharing of profit is 25% to LIC PMS team. Customized commission models can also be made as per the requirement of the client.

    There are various other charges levied by PMS house in addition to this Commission or Management Fees such as Upfront Fees, Brokerage, Depository Charges, Custodian Charges and Exit Load. Let us see what are these charges in the table here below.


    Know Charges models of other Portfolio Management Service Providers

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    LIC PMS Charges

    This table gives us all the details of LIC Portfolio Management Services Charges:

    Charges
    Management FeesAs per commission model
    Upfront Fees1.2% – 2.2% of Asset Value
    Brokerage Charges0.015% – 0.025% of Total Transaction Value
    Custodian Charges0.04% – 0.5% of Asset Value
    Depository Charges0.18% – 0.25% of Asset Value
    Exit Load – within 12 months2.0% – 3.0% of Withdrawal Value
    Exit Load – post 12 monthsFree or 1% of Withdrawal Value

    Let us have a look at the list of charges that are levied by LIC PMS:

    Management Fees – This fess is as per the commission model that is agreed upon between the client & the PMS team.

    Upfront Fees – There is also some upfront fees charged by LIC PMS team which is more like a prepaid value. The charge of these fees would range in between 1.2% – 2.20% of the asset value.

    Brokerage Charges – Brokerage charges are levied on all transactions done by the Fund Manager. The charges would be in between 0.015% – 0.025% of total transaction value.

    Custodian Charges – There is also a custodian change charge levied by the PMS house from their clients. This charge ranges in between 0.04% – 0.5% of Asset Value.

    Depository Charges – The PMS depository charges are in between 0.18% – 0.25% of Asset Value.

    Exit Load Fees – The exit load fees charged by PMS house depends on the client withdrawal duration & on the amount that is withdrawn by the client. The fees charged for any withdrawal taking place in within 1 year of portfolio creation is 2% – 3% of withdrawal amount.

    If the withdrawal happens after a period of 1 year then in some cases depending on their nature the withdrawal is free whereas in some cases it is 1% of withdrawal value.


    LIC PMS Benefits

    Here in this table you will have a better understanding of the benefits of LIC Portfolio Management Services:

    Benefits / Advantages
    Top-up FacilityYes
    Back office ReportsYes
    Email UpdateYes
    SMS UpdateYes
    Watsapp UpdateNo
    Portfolio ViewYes
    Detailed ViewYes
    Flexible Commission ModelYes
    Flexible Investment PlansYes
    Massive ExperienceYes

    Here below we have listed down the various benefits of LIC PMS:

    LIC PMS house provides you with the facility of doing a Top-up.

    All the reports, their detailed portfolio & all the investments can be checked by the clients by using the Login facility of LIC PMS.

    The PMS house also gives provision of Email Update, SMS Update and Watsapp Update with regards to all the transactions that take place in the clients account.

    Several flexibilities are provided by LIC PMS to its clients like flexible investment plans and flexible commission models for all range of clients and their satisfaction.

    In addition to the above, LIC PMS house also has a massive experience in Portfolio Management Services.


    LIC PMS Customer Care

    This table will provide details about LIC PMS Client Support:

    Customer Care
    Call SupportYes
    Email SupportYes
    Chat SupportNo
    Watsapp SupportNo
    Relationship Manager SupportYes
    Call to Fund ManagerYes – 2 to 4 Times a month
    Issue Resolving TAT15 working days

    There is a lot of support provided by LIC PMS Customer Care to its clients. Facilities like Direct Call support for resolving any type of queries, Email and Watsapp support are provided by them to their clients.

    A Relationship Manager Support is provided by LIC PMS to all its clients. They also offer direct call to fund manager facility between 2 to 4 times in a month. The issue resolving TAT period of LIC PMS team is 15 working days.


    LIC PMS Conclusion

    LIC Portfolio Management Services is no doubt one of the best and reliable trusted PMS solutions available in the country as they are associated with most trusted brand.

    They have succeeded in getting good and satisfactory results for their clients with the help of their strategies. Their Commission models and flexible Investment Plans are not only very attractive but also are of ease to the clients.

    This PMS house has a very strong support system and always gives warm services to their client that is extremely useful & well structured.

    Your search for a good PMS can be over by registering with LIC PMS, a name with which many investors have enrolled for better results.


    LIC PMS

    Ques – How can I invest with LIC PMS?

    Answer – The system is incredibly fast and hassle-free while investment in LIC PMS. When you visit our website, you will find a fill-up form for Invest In LIC brokerage PMS. Complete the mandatory information such as your name, mobile number and city, and then click the Submit button to select the critical service. This will take you to the further stages of investment in this manner

    Ques – Who is the current fund manager of LIC PMS?

    Answer – Within the team, LIC PMS have several Fund Managers operating. Amongst them, Mr. Parameswar M.A is the best. He has 23 + years of extensive experience in the finance management field. He is honoured with the degree of MBA and is in charge of the PMS division’s operations overall.

    Ques – What is the approx AUM of LIC PMS?

    Answer – Approximately Rs. 3,000 crore is owned by LIC PMS Fund Managers. They treat more than 250 PMS customers as AUM and they. The minimum investment tenure for LIC PMS has been found to be at least 3 years, which is typically favoured by customers.

    Ques – Where can I check return or performance of LIC PMS?

    Answer – We have all the data and information for you in the article published on our website. Therefore, if you want to check the return or performance of the LIC PMS, all you need to do is access the post. The data is provided in the tabular form keeping the ease of the customer in mind.

    Ques – What are the different strategies used by LIC PMS?

    Answer – LIC PMs operates on both the Large CAP and the Midcap Approach. In particular, the approach covers the most innovative and comprehensive investment plans., and is referred to as the Value Equity +

    Ques – Where to find the fee structure and commission rate of LIC PMS?

    Answer – The fee structure and commission rate of LIC PMS can be found in the  article. Two distinct heads present comprehensive information on both subjects. To find the information you are interested in searching for yourself, you just have to scroll ahead and you will find it.

    Ques – How to call or reach LIC PMS customer care?

    Answer – LIC PMS offers you, namely customer service support such as call, email, whatsapp, and a few other podiums. You have a section in the report that gives you information about what types of customer support systems are available and the quantity or methods of using them. A map of the services offered is provided first, followed by detailed steps for the services.

    Ques – What are the benefits of investing with LIC PMS?

    Answer – LIC PMS or Portfolio Management Services are ranked as one of our nation’s top PMS services. This brokerage is recognisable in the group of brokerage houses listed in the stock exchange. LIC PMS is one of the category’s largest players and has a reputed reputation for its PMS results. They have large numbers of fund managers who are capable of taking care of their PMS business. Portfolio Management Services is one of LIC’s popular business models. Therefore it is credible and useful.

    Ques – What are the different charges involved with LIC PMS?

    Answer – Management fees, according to the commission model agreed between the customer and the PMS team. Upfront fees are charged within a range of 1.2 percent to 2.20 percent of the asset value, more like a prepaid value. Brokerage fees are charged between 0.015 percent and 0.025 percent of the total transaction value on all transactions carried out by the Fund Manager. The custodian change fee levied by the PMS house ranges from 0.04 percent to 0.5 percent of the asset value. Depository fees range from 0.18 percent to 0.25 percent of asset  and finally the Exit load is charged.

    Ques – Where can I find all the details about LIC PMS?

    Answer – Within the article that is provided to you, we make sure we put in all the required information and data intact for you to access quickly and easily. We provide you with the detailed steps and information regarding the brokerage company that will help you understand where you are about to invest.


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