JM Financial PMS is one of the top investments and full-brokerage services providing companies in India. It normally offers derivatives, equity, commodity, commodity and portfolio management services.

In this write-up, we will thoroughly discuss JM Financial Portfolio Management Services, its fund manager details, strategies, returns (CAGR), investment plans, commission structure, charges, benefits and many other facets as well.

PMS Offers

JM Financial PMS – Customer Ratings & Review

Returns Performance3.7 / 5
Services3.8 / 5
Charges3.6 / 5
Experience3.7 / 5
Strategies3.8 / 5
Client Support3.9 / 5
Overall Ratings3.8 / 5
Star Ratings★★★★★

Overview of JM Financial Portfolio Management Services

Find a detailed overview of the JM Financial portfolio management service in the table given below-

Company TypePrivate
Registered LocationMumbai, Maharashtra
LeadershipMr. Nimesh Kampani
Yr. of Establishment1973

JM Financial is the top-notch and reliable financial services offering broking house in India. The company is good at providing full-brokerage services to investors or clients for their huge satisfaction.

Basically, JM Financial is a private company founded by Mr Nimesh Kampani in the year 1973. The headquarters of the company is located in Mumbai, Maharashtra.

The broking house is considered as a reliable financial player available in the stock market. The fund managers or portfolio managers of the company look after its portfolio management service (PMS) business.

Now, we will have a discussion about JM Financial portfolio management service company review, its PMS returns, PMS charges and more.

Types of JM Financial PMS

Types of PMS

JM Financial is one of the key financial players available in the country. It has gained huge popularity in the stock market due to its PMS service offerings.

The broking house usually offers both kinds of portfolio management services namely- discretionary PMS and non-discretionary PMS.

Most of the people opt for the discretionary PMS type where the PMS account is totally managed by the JM Financial portfolio managers.

While many other individuals choose to take advice from consultants before making any kind of investment decision.

JM Financial PMS Fund Managers Details

The table given below is providing the entire details about the fund manager of JM Financial PMS company.

Fund Manager’s Details
NameMr. Asit Bhandarkar
Highest QualificationMBA
AUM (in Cr.)Approx  500cr
Number of Clients400+
Investment TenureMinimum 3 yr.

JM Financial is a great PMS performer available in the stock market. It is very popular because of its PMS offerings. The broking has a huge list of fund managers who take care of the client’s investment portfolio.

The most fertile and productive find manager of the broking house is Mr Asit Bhandarkar who has working experience of more than 16 years in the finance management sector. He is an MBA by profession.

The fund managers of JM Financial normally hold AUM of approximately 5 cr. and also manage the portfolio account of more than 400 clients. The investment tenure for PMS client in JM Financial is a minimum of 3 years.

Know Fund Managers of Other Portfolio Management Service Companies

JM Financial PMS Strategies

The below table is providing details about the JM Financial portfolio management service strategies-

Large Cap StrategyYes
Diversified StrategyYes
Small – Midcap StrategyYes

JM Financial is a greatly known portfolio management service company in India. It usually manages 3 types of discretionary portfolios including- Focus, India Resurgent Portfolio 3 (IRP3) and Growth & Value largely.

Every investment portfolio serves to a determined investment scheme, normally the primary scheme is to but and also hold top-notch broking houses that can easily survive and deal with the inconsistencies of their own business and come out with the strong rise and recovery in their business.

JM Financial PMS Returns / Performance

The below table is giving details about JM Financial PMS returns and performance-

Returns (CAGR)
3 Year11.5%
5 Year9.5%
7 Year10.5%
10 Year9.8%
11 Year Plus10.3%

JM Financial is the largest portfolio management service provider in the country. The JM Financial rate of return is extremely impressive. The broking house is good at beating around 10 years of mutual fund returns.

JM Financial PMS performance for a minimum of 3 years is around 11.5%, for 5 years is 9.5%, for 7 years is 10.5%, for 10 years is 9.8% and for 11 years plus is around 10.3% CAGR.

The impressive and robust return rate on the investment portfolio makes JM Financial one of top-notch and reliable PMS house available in India.

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JM Financial PMS Investment Plans

Below the given table is providing details about the JM Financial portfolio management service investment plans.

Investment Plans
Bronze (25L – 50L)Yes
Silver (50L – 1 Cr.)Yes
Gold (1 Cr. – 5 Cr.)Yes
Platinum (5 Cr. Plus)Yes

JM Financial has customised a very simple and convenient investment plans structure for clients.

The above-provided table chart is giving a better understanding of the company’s investment plan structure. Usually, for any type of PMS service providing company, the minimum investment value is Rs. 25 lakh.

The broking house avail investment plans of all ranges. It has four investment plans including- the bronze plan which is between the range of Rs. 25 lakh to Rs. 50 lakh.

The silver plan is between the range of Rs. 50 lakh to Rs. 1 Cr. the gold plan is between the range of Rs. 1 Cr. to Rs. 5 Cr. and the platinum plan is above Rs. 5 Cr. plus.

The company also has various commission models and types as well. Normally, huge investment amount leads to great services and low commission rate.

JM Financial PMS Fee Structure or Commission Slabs

Find the details about the types of commission models or fees structure offered by JM Financial PMS house are as follows-

Commission / Fees Structure
Prepaid CommissionYes
Volume% CommissionYes
Profit Sharing% CommissionYes

The broking house has customised 3 types of commission models available for its investors. It’s commission models are described below with table chart-

JM Financial PMS Prepaid Commission

Prepaid Commission (Yearly)
Investment – 25L – 50L1.13% of Investment
Investment  – 50L – 1 Cr.1.03% of Investment
Investment – 1 Cr. – 5 Cr.0.93% of Investment
Investment – 5 Cr. Plus0.80% of Investment

In prepaid commission, the company charge commission or management charges in advance, before the real tenure starts.

As this is a prepaid commission model, the management fees levied from the clients is comparatively less than other such commission models.

The JM Financial prepaid commission model is totally dependent on the investment amount.

If the investment amount is between the range of Rs. 25 lakh to Rs. 50 lakh then the prepaid commission will be 1.13% of the total investment.

With the investment amount between the range of  Rs. 50 lakh to Rs. 1 lakh, the prepaid commission is 1.03% of the total investment.

If the investment amount is between the range of Rs. 1 lakh to Rs. 5 lakh, the commission charges will be 0.93% of the total investment amount.

For above Rs. 5 crores of investment, the commission charges are 0.80% of the total investment value.

JM Financial PMS Volume% Commission

Volume% Commission (Yearly)
Transaction Volume – 25L – 50L0.113% of Total Transaction Volume
Transaction Volume – 50L – 1 Cr.0.105% of Total Transaction Volume
Transaction Volume – 1 Cr. – 5 Cr.0.095% of Total Transaction Volume
Transaction Volume – 5 Cr. Plus0.080% of Total Transaction Volume

The volume % commission of the broking house relies on the number of transactions made by the portfolio manager.

The commission model also has a dependency on the market value and other such aspects of the investment. The volume % commission model leads to huge commission or management charges.

In volume % commission model, the management fees depend on the situation of the market and the loyalty of the fund manager.

If the annual transaction volume is between the range of Rs. 25 lakh to Rs. 50 lakh then the commission charges will be 0.113% of the total transaction volume.

If the transaction volume ranges from Rs. 50 lakh to Rs. 1 Cr. then the commission charges will be 0.105% of the total transaction value.

If it is between the range of Rs. 2 Cr. to Rs. 5 Cr. the commission charges to be paid is 0.095% of the total transaction volume.

For above Rs. 5 Cr. of transaction volume, the management fees will be 0.080% of the total transaction volume.

JM Financial PMS Profit Sharing% Commission

The table given below is showing details about profit sharing% commission model-

Profit Sharing% Commission (Yearly)
Profit Amount – 2.5L – 5L21.3% of Profit
Profit Amount – 5L – 10L20.3% of Profit
Profit Amount – 10L – 50L19.0% of Profit
Profit Amount – 50L Plus17.5% of Profit

Profit sharing % commission model is one of the most convenient models available for the clients. The clients are only required to pay management charges only when the actual revenue is realized.

This model is customised on the basis of high-profit percentage and low risk as well. Profile sharing % commission model is a reliable and convenient model available.

It is wholly dependent on portfolio performance. Normally, this commission model is only availed for the clients who are with the company for more than 2 years.

For the investment portfolio between the range of Rs. 2.5 lakh to Rs. 5 lakh, profit sharing will be 21.3% of the total profit realised.

If it is between the range of Rs. 5 lakh to Rs. 10 lakh, the profit sharing is 20.3% of the total profit. For the profit amount of Rs. 10 lakh to Rs. 50 lakh, the sharing of profit will be 19.0% of the total profit.

For more than Rs. 50 lakhs of profit value, profit sharing will be 17.5% of the total profit.

Along with the commission charges, the broking house also levy custodian charges, depository charges, upfront charges, management charges, exit load and brokerage charges etc. All these charges are described below with a table chart.

Know Charges models of other Portfolio Management Service Providers

JM Financial PMS Charges

The below-given table is giving information about JM Financial Portfolio Management Service Charges-

Management FeesAs per commission model
Upfront Fees0.90% – 1.20% of Asset Value
Brokerage Charges0.013% – 0.043% of Total Transaction Value
Custodian Charges0.21% – 0.41% of Asset Value
Depository Charges0.25% – 0.35% of Asset Value
Exit Load – within 12 months0.95% – 1.45% of Withdrawal Value
Exit Load – post 12 monthsFree

JM Financial is a highly renowned broking house available in the country. It offers various investment or portfolio management services to the clients at the lowest possible commission charges.

The company levies various charges that are discussed below in brief-

  • Management fees- the broking house charges management fees on the basis of the opted commission model.
  • Upfront Fees- upfront fees charged by the company are between the range of 0.90% to 1.2% of the total asset value.
  • Brokerage Charges- brokerage charges normally ranges from 0.013% to 0.043% of the total transaction value.
  • Custodian Charges- The custodian charges charged between the range of 0.21% to 0.41% of the total asset value.
  • Depository Charges- Depository charges are levied between the range of 0.25% to 0.35% of the total asset value.
  • Exit Load charges- exit load charges are normally dependent on the withdrawal amount and withdrawal duration. If the withdrawal is done within 12 months then the commission charges will be 0.95% to 1.45% of the total withdrawal value. If it takes place post 1 year then the management charges will be free.

JM Financial PMS Benefits

Find the details about JM Financial PMS advantages in the table given below-

Benefits / Advantages
Top-up FacilityYes
Back office ReportsYes
Email UpdateYes
SMS UpdateYes
Watsapp UpdateNo
Portfolio ViewYes
Detailed ViewYes
Flexible Commission ModelYes
Flexible Investment PlansYes
Massive ExperienceYes

The JM Financial has various advantages that are listed below-

  • The broking house avails the top-up facility and also provides login credentials so that clients can check for all the portfolio related reports in detail.
  • Email and SMS update facility is also provided to check what is happening in the PMS account.
  • Flexible commission model and investment plans are also offered for huge satisfaction.
  • The company also has massive experience in the finance management sector.

JM Financial PMS Customer Care

The table given below is showing a detailed view of JM Financial PMS Customer Care.

Customer Care
Call SupportYes
Email SupportYes
Chat SupportNo
Watsapp SupportYes
Relationship Manager SupportYes
Call to Fund ManagerYes – 5 to 6 Times a month
Issue Resolving TAT17 working days

The broking house also provides good support to all of its clients. It offers email and chat support through which clients can easily resolve their queries.

Also, relationship manager support and WhatsApp support is also facilitated for a better experience. If they have any serious query then they can call to their fund manager for around 5-6 times in a month.

The issue resolving TAT for JM Financial PMS is 17 working days.

JM Financial PMS Conclusion

JM Financial is a very renowned brand offers all types of investment management services to the clients with good support services and nominal commission charges.

If you are looking for any renowned company to have PMS services then JM Financial should in the top of your search list.

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