Capital Small Finance Bank IPO – Review, Bid, Size, Allotment, Subscription, GMP & RHP
Last Updated Date: Aug 30, 2023Let’s have a detailed review of the company and analytics of the Capital Small Finance Bank IPO release date, IPO offer price, subscription, Capital Small Finance Bank Limited IPO allotment, grey market price, and other details like the company’s background, its financial positions, its promoters, and other related things.
| Face Value | Rs 10 |
| Price Band | Rs [●] |
| Listing At | BSE, NSE |
| Min. Order Quantity | NA |
| Listing Date | NA |
| Offer for Sale | Rs Million |
| Fresh Issue | Rs 4,500 Million |
| IPO Size | Rs Million |
| Tick Size | 1 |
Capital Small Finance Bank IPO is listed at a [●] premium. Check out the live share price by clicking on the below link.
Capital Small Finance Bank IPO – Summary
They commenced operations as India’s first small finance bank in 2016, and are among the leading SFBs in India in terms of asset quality, cost of funds, retail deposits, and CASA deposits for Fiscal 2021.
They have the most diversified portfolio with a sizeable book in multiple asset classes as compared to other SFBs with the highest proportion of secured lending of 99% as of Fiscal 2021 among the SFBs.
The Promoter of this company is SARVJIT SINGH SAMRA, AMARJIT SINGH SAMRA, NAVNEET KAUR SAMRA, SURINDER KAUR SAMRA, AND DINESH GUPTA.
The lead manager to the issue is Edelweiss Financial Services Limited, Axis Capital Limited, and SBI Capital Markets Limited, and the Registrar to this issue is Link Intime India Private Limited.
Capital Small Finance Bank IPO Date
The opening and the closing date of the IPO of Capital Small Finance Bank Limited are not available yet.
Check out Related IPO Links:
| Capital Small Finance Bank IPO GMP |
| Allotment – Capital Small Finance Bank IPO |
Capital Small Finance Bank IPO Subscription
| Day / Date | QIB | NII | RII | Total Subscription |
| 1st Day – | ||||
| 2nd Day – | ||||
| 3rd Day – | ||||
| Shares Offered or Net Issue |
The shares subscribed by the public will be updated here.
Check Capital Small Finance Bank IPO LIVE Subscription
- Capital Small Finance Bank IPO LIVE Bid details on BSE
- Capital Small Finance Bank IPO LIVE Bid details on NSE
For the Latest Bid details click on the above links.
Capital Small Finance Bank IPO Allotment Status
Here, you can find the Allotment Status of this IPO.
Allotment of Equity Shares pursuant to the Fresh Issue and transfer of the Offered Shares of the Promoter Selling Shareholders pursuant to the Offer for Sale to the successful Bidders. However, the Allotment Status is not yet disclosed.
Capital Small Finance Bank Limited IPO Listing Date
Find the dates below on basis of allotment, refund, listing, and more:
| Basis of Allotment Finalization | – |
| Refunds Initiation | – |
| Credit of Shares to Demat Account | – |
| Share Listing Date | – |
Capital Small Finance Bank IPO Price Band
The face value of each share is Rs.10, but the price band of the IPO is Rs.[●]
Capital Small Finance Bank IPO Equity Size
This Initial Public Issue of X Equity Shares of Rs.10 each for cash at a price of Rs.[●] per equity share aggregating to Rs.[●] Million.
Capital Small Finance Bank IPO Share Offering
Fresh Issue: The Issue (excluding the Market Maker Reservation Portion) of [●] Equity Shares of Rs.10/ each.
Issue Size: X Equity Shares of Rs.10 each, aggregating to Rs.[●] Million
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Capital Small Finance Bank IPO – Live Performance
The listing date of this IPO is [●]. You can check the live performance of the IPO here, only after it is listed on exchanges.
| Live IPO Performance – Capital Small Finance Bank Share Price |
Capital Small Finance Bank IPO Grey Market Premium
The Capital Small Finance Bank Limited IPO Grey Market Premium price is Rs X, the Kostak rate is Rs X and the Subject to Sauda is X.
Capital Small Finance Bank IPO – Company Overview
They have experience of over two decades in the banking industry having operated as the largest local area bank prior to their conversion into a small finance bank. They are one out of the two non-NBFC microfinance entities to receive the SFB license in 2015.
Their core strategy is to build a robust retail-focused banking franchise by enabling access to affordable credit in the states they operate with special emphasis on rural and semi-urban areas. They focus primarily on the middle-income customer segments i.e., customers with an average annual income of `0.4 million to `5 million.
They target to be the primary banker to their customers and endeavor to achieve this objective through a mix of (i) suite of their product offerings; (ii) customer service orientation; (iii) deeply entrenched physical branch network; and (iv) evolving digital channels of service delivery.
They have a high-quality asset portfolio which is a testament of their strong underwriting skills, credit assessment efficient collections, and risk management capabilities.
Capital Small Finance Bank IPO – Financial Statements
A quick look into the past financial performance of the company to understand its performance of the business and evaluate the growth prospectus:
Financial Summary:
| Amount (in INR & Million) | |||||
| 30-Jun-21 | 30-Jun-20 | Mar-21 | 31-Mar-20 | 31-Mar-19 | |
| Total Assets | 65,658.49 | 56,287.67 | 63,712.38 | 53,298.77 | 43,212.04 |
| *Total Revenue | 1,473.95 | 1,325.15 | 5,572.97 | 5,010.90 | 3,775.98 |
| Total Expense | 1,352.12 | 1,257.15 | 5,165.13 | 4,757.08 | 3,581.84 |
| Profit After Tax | 1,384.71 | 1,055.72 | 1,395.56 | 1,091.49 | 925.70 |
Earnings per Equity Share (in Million)
| 30-Jun-21 | 30-Jun-20 | Mar-21 | 31-Mar-20 | 31-Mar-19 | |
| Basic | 3.59 | 2.01 | 12.04 | 8.18 | 6.82 |
| Diluted | 3.57 | 2.01 | 11.98 | 8.18 | 6.82 |
Further, their PAT for the period ended on June 30, 2021, March 31, 2021, March 31, 2020, and March 31, 2019, were Rs. 1,384.71 Million, Rs. 1,395.56 Million, Rs. 1,091.49 Million and Rs. 925.70 Million respectively.
Capital Small Finance Bank IPO – Promoters
The Promoter of this company is:
- SARVJIT SINGH SAMRA
- AMARJIT SINGH SAMRA
- NAVNEET KAUR SAMRA
- SURINDER KAUR SAMRA
- DINESH GUPTA
List of Related Parties (Key Managerial Personnel)
- Madan Gopal Sharma, Part-time Chairman, and Independent Director
- Sarvjit Singh Samra Managing Director and Chief Executive Officer
- Srinath Srinivasan, Non-Executive Director
- Mahesh Parasuraman, Non-Executive Director
- Rahul Priyadarshi, Non-Executive Director
Capital Small Finance Bank IPO – Promoters Holding
- Pre Issue Share Holding – %
- Pos Issue Share Holding – %
Capital Small Finance Bank IPO Offer Details or Issue Details
| Particulars | No. Of Equity Shares |
| Equity Shares Offered | Up to X Equity Shares aggregating up to Rs.[●] Million |
| of which: | |
| Issue Reserved for the Market Makers | Up to [●] Equity Shares aggregating up to Rs.[●] Million |
| Net Issue to the Public | Up to [●] Equity Shares aggregating up to Rs.[●] Million |
| Of which: | |
| Retail Investors Portion | Not less than [●] Equity Shares |
| Other than Retail Individual Investors | Not more than [●] Equity Shares |
| Equity Shares outstanding prior to the Issue | 34,002,967 Equity Shares |
| Equity Shares outstanding after the Issue | X Equity Shares |
Capital Small Finance Bank IPO Issue Object
Their Company proposes to utilize the Net Proceeds towards funding the following objects:
1. To meet Working Capital requirements
2. General Corporate Purpose
3. To meet issue expenses
Capital Small Finance Bank IPO – Business Strategy
- Continue to grow their loan book organically with a focus on secured lending
- Focus on strengthening their operational and profitability metrics
- Improve credit to deposit ratio
- Focus on optimizing costs
- Focus on improving share of fee income and leverage cross-selling opportunities
- Strengthen their liability franchise
- Leverage technology and data analytics for scalability and profitable growth
Capital Small Finance Bank IPO – Basis of Offer Price
The issue price is determined by the company in consultation with the Lead manager based on the following qualitative and quantitative factors.
Qualitative factors are:
- Strong retail liability franchise with a high share of CASA;
- Secured and diversified advances portfolio;
- Robust credit assessment processes and risk management practices;
- Customer-centric approach and deep understanding of target customers;
- Consistent track record of growth with constantly improving operational and profitability metrics; and
- Professional and experienced leadership team backed by reputed shareholders with strong corporate governance.
The relevant quantitative factors are:
| Basic EPS | Diluted EPS |
RONW (%) | NAV (Rs.) | |
| 31-Mar-21 | 12.04 | 11.98 | 9.05 | 132.93 |
| 31-Mar-20 | 8.18 | 8.16 | 6.24 | – |
| Mar-19 | 6.82 | 6.82 | 7.75 | – |
Capital Small Finance Bank IPO: Competitive Peers
| Face Value (Rs.) | P/E | Basic EPS (Rs.) | Diluted EPS (Rs.) | Return on Net Worth (%) | Total Income (Rs. in Millions) | |
| Capital Small Finance Bank Limited | 10 | [●] | 12.04 | 11.98 | 9.05 | 5,572.97 |
| Listed Peers | ||||||
| City Union Bank | 1 | 20.68 | 8.03 | 7.97 | 10.15 | 48,394.52 |
| AU SFB | 10 | 30.98 | 38.19 | 37.86 | 18.66 | 64,015.98 |
| Equitas SFB | 10 | 18.47 | 3.53 | 3.49 | 11.31 | 64,015.98 |
Capital Small Finance Bank IPO Lead Managers
| Lead Managers |
| Edelweiss Financial Services Limited
Axis Capital Limited SBI Capital Markets Limited |
Capital Small Finance Bank IPO Registrar to offer
| Registrar to the Offer |
| Link Intime India Private Limited C-101, 1st Floor 247 Park Lal Bahadur Shastri Marg Vikhroli (West) Mumbai 400 083 Maharashtra, India Tel: +91 22 4918 6200 E-mail: capitalsfb.ipo@linkintime.co.in Website: www.linkintime.co.in Investor Grievance ID: capitalsfb.ipo@linkintime.co.in Contact Person: Shanti Gopalkrishnan SEBI Registration Number: INR000004058 |
Capital Small Finance Bank IPO – Other Details
- Statutory Auditor – M/s T R Chadha & Co. LLP, Chartered Accountants,
- Legal Counsel to the Company – J. Sagar Associates
- Bankers to the Company – NA
Capital Small Finance Bank IPO Review by Stock Brokers
| Top Stock Brokers Review | Company Reputation | Competitive Edge | Financial Statement | Popularity Index | Promoters Reputation |
| Angel Broking | 7.5/10 | 7.4/10 | 8.5/10 | 8.1/10 | 7.1/10 |
| Sharekhan | 7.2/10 | 7.1/10 | 8.6/10 | 8.1/10 | 7.2/10 |
| Kotak Securities | 7.3/10 | 7.5/10 | 8.4/10 | 8.1/10 | 7.3/10 |
| ICICI Direct | 7.3/10 | 7.3/10 | 8.7/10 | 8.1/10 | 7.1/10 |
| IIFL | 7.5/10 | 7.2/10 | 8.8/10 | 8.0/10 | 7.1/10 |
| Edelweiss | 7.5/10 | 7.4/10 | 8.4/10 | 8.3/10 | 7.2/10 |
| Zerodha | 7.4/10 | 7.1/10 | 8.5/10 | 8.1/10 | 7.0/10 |
| 5Paisa | 7.1/10 | 7.1/10 | 8.4/10 | 8.1/10 | 7.1/10 |
| Karvy | 7.4/10 | 7.3/10 | 8.2/10 | 8.1/10 | 7.1/10 |
| Motilal Oswal | 7.1/10 | 7.1/10 | 8.6/10 | 8.3/10 | 7.2/10 |
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Capital Small Finance Bank Limited IPO News
News 1 – Capital Small Finance Bank Limited IPO DRHP Download
News 2 – Capital Small Finance Bank IPO RHP Download
Capital Small Finance Bank IPO Review FAQs
Ques – What is the Issue Size of Capital Small Finance Bank IPO?
Answer – The Company is making an initial public offer of NA equity shares. They vividly portray the aspects of the issue in this article. You can check the stats on the fresh issue, Offer for sale, and net issue.
Ques – What is the Price band of Capital Small Finance Bank IPO?
Answer – The price band for this particular IPO, i.e. Capital Small Finance Bank IPO ranges between NA. As far as the face value of the share is of concern, it is Rs.10 per share.
Ques – What is the Capital Small Finance Bank IPO Open Date?
Answer – The opening and closing dates for Capital Small Finance Bank IPO have been updated. The IPO is set to open on NA, while the closing date is set at NA.
Ques – What is the Capital Small Finance Bank IPO Allotment Date?
Answer – They also have the news regarding the respective allotment dates of Capital Small Finance Bank IPO. Basis of Allotment finalization is on NA, refund initiation is on NA, credit of shares is on NA, and share listing date is on NA.
Ques – What is the Capital Small Finance Bank IPO Listing Date?
Answer – Shares of Capital Small Finance Bank shall be listed in the exchanges NA. The date, when the listing would be done, is stagnant on NA.
Ques – Who is the Registrar of Capital Small Finance Bank IPO?
Answer – One of the reputed registrars is managing the issue of Capital Small Finance Bank IPO, i.e. Link Intime India Private Limited. Their website will help you regarding the further information you are on the lookout for.
Ques – Who is the Promoter of Capital Small Finance Bank IPO?
Answer – Here are the promoters of Capital Small Finance Bank – SARVJIT SINGH SAMRA, AMARJIT SINGH SAMRA, NAVNEET KAUR SAMRA, SURINDER KAUR SAMRA, AND DINESH GUPTA. You can refer to the RHP for further information on the promoter. You will find the link to RHP in the article.
Ques – What is the GMP of Capital Small Finance Bank IPO?
Answer – They have obtained the GMP of Capital Small Finance Bank IPO and it is NA. Further insights of Kostak rate and subject to sauda or SS are as well included in this report.
Ques – Is Capital Small Finance Bank IPO good for Investment?
Answer – They have further provided the financial status of the company in this article, from the past few years. You can refer to the same, and also check the line of operations they are into and then decide to invest in the IPO.
Ques – What is the PAT of Capital Small Finance Bank Company?
Answer – They have the information of company financials, and according to that, they have the figures from the last few years to provide. PAT for the financial year 2021 in Million is 1,395.56, 2020 is 1,091.49, 2019 is 925.70. PAT from June 2021 is 1,384.71.
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