Jeevan Pramaan Patra – Concept, Benefits, Eligibility, Working, Certificate Details & more

The main aim of the Jeevan Pramaan Patra scheme is to encourage financial independence post-retirement.

The majority of the individuals post-retirement depend upon their pensions for bread and butter. For some, it is an extra source of income that can meet their expenses.

If you want to get a smooth flow of pension funds every month, then you cannot ignore the Jeevan Pramaan Patra.

It is mainly because the Jeevan Pramaan Patra is a mandatory document that you need to submit to the pension disbursing agency.

Additionally, the government of India initiates this scheme to motivate people to build a retirement corpus.

You can avail of such pension schemes by submitting a Life Certificate to the institution that disburses the pension.

It is essential because the certificate acts as proof of a member’s existence who is receiving the assistance.

Above all, a pension is the only source of income for the majority of the retired people.

Post-retirement, both central and statement government employees can avail pension post-retirement after.

But before receiving the pension every year in November, individuals need to present the certificate to continue receiving the pension as it is challenging for old and ailing people to visit the bank, so the government plans to introduce a new scheme.

It is none other than Digital Life Certificate or Jeevan Pramaan. The best part about this scheme is that it is hassle-free, unlike the previous one.

About Jeevan Pramaan Patra

Basically, Jeevan Pramaan Patra is a biometric-enabled digital service. Both the central and state governments offer it to the pensioners.

At least one crore rely on pensions for their monthly expenses. The government bodies disburse these payments.

The only reason pensioners need to submit their life certificate, so the institutions know that they are alive.

Additionally, it instructs the distribution agency that they need to regularly supply the pension amount, that is, every year.

The pension is credited into the beneficiary’s account only after the submission of the certificate.  You can submit the certificate anytime from 1 October till 30 November.

Additionally, if you want to avail of the certificate, you need to visit the pension disbursing institution personally.

Or else you can ask the agency to issue the certificate to your previous workplace, and then you can get it delivered from there.

Ideally, the Jeevan Pramaan Patra is an Aadhar based scheme. It aims to streamline the process of availing a Life Certificate. Above all, you can avail it without any stress.

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About Digital Life Certificate

Getting a life certificate is a challenging stage to get the pension amount because of the old age of the pensioners.

Additionally, individuals may not be in a physical state to visit the pension distributing agency. The majority of the retirees choose to move out of this locality and settle in some different arena.

It is most likely to lead to a logistical issue when it comes to accessing their pension amount. To sort out all these age-related issues, the government of India rolls out some technological advancements.

It introduces Digital Life Certificate (DLC) for Pensioners Scheme known as Jeevan Pramaan. The scheme aims to digitize the process and makes it comfortable for pensioners.

Additionally, the scheme eases the requirement for pensioners to appear at the pension disbursement agency physically. Lastly, it removes the logistic hurdles for all pensioners.

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Benefits of Digital Life Certificate or Jeevan Pramaan Patra

Ideally, the individuals who avail pension from state or central government most likely benefit from the digital facility.

The IT Act also recognizes the certificate, and also it removes the need to present before a Pension Disbursement agency.

• The Digital life certificate simplifies the process of submitting a Life Certificate for Pensioners.
• The Aadhaar Biometric Authentication System feature removes the scope of fraud with regards to pension.
• You can get all the updates about certificate generation through the SMS notification feature.
• All the features with regards to the authentication process and accessing Jeevan Pramaan online are both feasible and accessible.
• The easy accessibility of life certificates online additionally enhances the task of processing pension. It also extends timely pay-outs to Jeevan Pramaan pensioners directly.

Eligibility criteria for Jeevan Pramaan Patra

The one who fulfills the following conditions is eligible to obtain the Jeevan Pramaan Patra:

• Applicants must be pensioners.
• Retired employees from both central and state governments can apply for this certificate.
• Applicants must have an Aadhar card, which is valid.
• You also need to register the respective Aadhar card number with the pension disbursement agency.

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How to apply for Digital Life Certificate online?

1st Step – Firstly you need to download the Jeevan Pramaan mobile app or software for your Android smartphone or Windows PC.

2nd Step – You can then enter some details, including the Aadhaar number, pension payment order, bank account number, bank name, mobile number, etc.

By entering these details, you can register yourself.

3rd Step – The system requires either a fingerprint or iris besides attestation. Only online biometric authentication needs to be done as all details are already available with Aadhar.

4th Step – You will get an SMS on your registered online number after the authentication is successful. It can also include your Jeevan Pramaan Certificate ID.

5th Step – Individuals can also add the certificate to the Life Certificate Repository hence that the certificate is accessible to the pensioner and the pension disbursing agency.

6th Step – Lastly, you can download the certificate PDF from the official portal of the Jeevan Pramaan using the Pramaan ID.

How to generate Jeevan Pramaan Patra?

Firstly, you need to login into your Jeevan Pramaan app with the help of your Pramaan ID. You can then generate your Jeevan Pramaan life certificate.

If you want to select the Jeevan Pramaan option, then you need to provide essential Aadhaar details besides your mobile number.

Some of the essential details you need to give:

• Pensioner name
• PPO number
• Type of pension
• Name of the sanctioning authority
• Email Id and agency name
• Employment and marital status

People need to choose the ‘No Objection’ option and offer their biometrics. You will find Jeevan Pramaan on your device after the final authentication.

Additionally, you will receive a confirmation message on your registered mobile number. Lastly, the message will contain your Jeevan Pramaan Certificate ID.

After the generation of Digital Life Certificate (DLC), Life Certificate Repository stores it. You can either download it on your web or on the app.

The Pension Disbursing Agency (PDA) can also download the Jeevan Pramaan from the Life Certificate Repository of a pensioner.

How to locate Jeevan Pramaan Patra Centers?

To get the Digital Life Certificate, you need to find the Digital Life Certificate. You can see the option on the official web portal.

After visiting the Jeevan Pramaan portal, you can “Locate a Centre” by clicking on the opportunity. Then on Google Maps, you can see the search results.

Conclusion – Jeevan Pramaan Patra

Ideally, a Jeevan Pramaan Patra is a biometric-enabled Digital Life Certificate. It mainly helps the retired employees of the central and state governments.

You can easily access it online by visiting the official web portal. Above all, it makes the pension process simple.

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