On February 26, Aditya Birla Health Insurance Company Ltd announced an industry-first initiative of 100% health insurance premium returns.
The Health Insurance subsidiary of Aditya Birla Capital Limited is a significant non-banking financial services company.
The newly designed version of its flagship product ‘Activ Health’ aims to encourage customers to lead a healthy lifestyle.
Moreover, this policy is a feature-rich product that proffers a comprehensive health protection with extensive wellness benefits.
It is the only health insurer offering up to 100 per cent return of the premium in terms of rewards.
The company also provides reload of the sum insured through the new policy.
Further, it rewards customers through a cash-equivalentto use for health-related expenses like buying medicines and paying for diagnostic tests.
Other expenses include day care treatment, out-patient expenses, alternative treatments and most importantly, payment of future premium.
The plan allows people to easily access the wellness ecosystem without exclusivity.
The policy also claims to cover mental illness counselling and unlimited homeopathy telemedicine.
Also, Day 1 coverage for chronic illnesses like asthma, high blood pressure, high cholesterol, diabetestoo fall under the policy’s coverage.
It has developed the Activ Health app enabling users to track their health, accessing the details of their health insurance.
This will help users to become their healthiest version by availing health care services through the app. The plan comprises of in-built international cashless treatment covered for up to Rs 3 to 6 crore.
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